Lucas County property record for 649 Spring St, Toledo, OH 43608
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,142 sqft · built 1912 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $496 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25821 |
| Primary APN | 10-25821 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| Gross Area | 1,772 sqft |
| 1st Floor Area | 630 sqft |
| 2nd Floor Area | 512 sqft |
| Basement Area | 630 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Brick |
| Lot Area | 4,000 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 186 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 649 SPRING ST |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43608-2551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RD6 |
| Legal Description | MULBERRY ADDITION LOT 16 E 20 FT & W 20 FT LOT 17 |
| Legal Subdivision | MULBERRY ADDITION |
| Legal Tract | 19 |
| Legal Lot Number | 16,17 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1900 |
649 Spring St is owned and occupied by an individual who acquired it in January 2022.
Source: Lucas County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 SPRING ST, TOLEDO, OH 43608-2551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUN FCU |
| Jan 25, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2022 |
| Transfer Doc | 0000004266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 649 SPRING ST, TOLEDO, OH 43608-2551 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011678 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 202304180011678 |
| Name | SUN FCU |
|---|---|
| Type | Credit Union |
| Address | MAUMEE, OH 43537 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 4, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jan 25, 2022 |
| Property Address | 649 SPRING ST, TOLEDO, OH 43608-2551 |
| Document Number | 0000004266 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 202201250004266 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 SPRING ST, TOLEDO, OH 43608-2551 |
The 2025 property tax bill for 649 Spring St was $496 with a homeowner's exemption, down 24.7% from the year before.
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $496.00 (-24.73%) Homeowner's exemption | $11,585 (-) Land $2,030 Building $9,555 | $33,100 (-) Land $5,800 Building $27,300 |
| 2024 | $659.00 (+1.85%) Homeowner's exemption | $11,585 (+26.34%) Land $2,030 Building $9,555 | $33,100 Land $5,800 Building $27,300 |
| 2023 | $647.00 (+187.56%) Homeowner's exemption | $9,170 (-) Land $1,855 Building $7,315 | |
| 2022 | $225.00 Homeowner's exemption | $9,170 Land $1,855 Building $7,315 | |
| 2021 | $26,200 Land $5,300 Building $20,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Spring St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 649 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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