Lucas County property record for 645 Spring St, Toledo, OH 43608
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1908 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $715 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25817 |
| Primary APN | 10-25817 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1908 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 645 SPRING ST |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43608-2551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RD6 |
| Legal Description | MULBERRY ADDITION LOT 15 & W 10 FT LOT 16 |
| Legal Subdivision | MULBERRY ADDITION |
| Legal Tract | 19 |
| Legal Lot Number | 15,16 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1900 |
645 Spring St is owned and occupied by an individual who acquired it in December 2002.
Source: Lucas County records, as of February 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 SPRING ST, TOLEDO, OH 43608-2551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2002 |
| Deed Sale | Dec 31, 2002 |
| Deed Document Number | 2206692 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 645 Spring St was $715, up 50.5% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $715.00 (+50.53%) | $8,365 (-) Land $2,275 Building $6,090 | |
| 2024 | $475.00 (-23.39%) | $8,365 (+17.16%) Land $2,275 Building $6,090 | $23,900 Land $6,500 Building $17,400 |
| 2023 | $620.00 (-0.32%) | $7,140 (-) Land $1,855 Building $5,285 | |
| 2022 | $622.00 Homeowner's exemption | $7,140 Land $1,855 Building $5,285 | |
| 2021 | $20,400 Land $5,300 Building $15,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Spring St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 645 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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