645 Spring St, Toledo, OH 43608 Property Records

Lucas County property record for 645 Spring St, Toledo, OH 43608

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,092 sqft · built 1908
Lot Size0.091 acres (4,000 sqft)
OwnerIndividual Name on File
Tax Bill$715 (2025)
Flood ZoneZone X (minimal risk)
APN10-25817

Property Details

APN / Parcel Number

Primary APN10-25817
Alternative APN
  • 01248028

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1908
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area4,000 sqft (0.091 acres)
Lot Dimensions100 ft deep x 40 ft wide
PorchPorch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address645 SPRING ST
CityTOLEDO
StateOH
Zip43608-2551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10-RD6
Legal DescriptionMULBERRY ADDITION LOT 15 & W 10 FT LOT 16
Legal SubdivisionMULBERRY ADDITION
Legal Tract19
Legal Lot Number15,16
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group3
Census Block3001
Census Tract1900

Owner

645 Spring St is owned and occupied by an individual who acquired it in December 2002.

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address645 SPRING ST, TOLEDO, OH 43608-2551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2002
Deed SaleDec 31, 2002
Deed Document Number2206692
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 645 Spring St was $715, up 50.5% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictToledo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$715.00 (+50.53%)$8,365 (-) Land $2,275 Building $6,090
2024$475.00 (-23.39%)$8,365 (+17.16%) Land $2,275 Building $6,090$23,900 Land $6,500 Building $17,400
2023$620.00 (-0.32%)$7,140 (-) Land $1,855 Building $5,285
2022$622.00 Homeowner's exemption$7,140 Land $1,855 Building $5,285
2021$20,400 Land $5,300 Building $15,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 645 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Amplex Wireless
Fixed Wireless
100 / 20

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