Lucas County property record for 644 Spring St, Toledo, OH 43608
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,157 sqft · built 1902 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $46,100 (Jul 2022) |
| Tax Bill | $21 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Feb 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26057 |
| Primary APN | 10-26057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,157 sqft Living Area |
| Gross Area | 2,314 sqft |
| 1st Floor Area | 1,157 sqft |
| Basement Area | 1,157 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 644 SPRING ST |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43608-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RD6 |
| Legal Description | MULBERRY ADDITION LOT 70 |
| Legal Subdivision | MULBERRY ADDITION |
| Legal Tract | 19 |
| Legal Lot Number | 70 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1900 |
644 Spring St is held in a trust since July 2022.
Source: Lucas County records, as of January 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 585 TRANQUIL DR, SPARKS, NV 89441-7580 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Warranty Deed, Transfer |
| Feb 1, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage GUARDIAN FUND LLC |
| Feb 1, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 30, 2018 | Warranty Deed, Transfer LOUISVILLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on File |
| Deed Sale | Jul 5, 2022 · Amount on File |
| Prior Sale | Feb 1, 2019 · Amount on File |
| Deed Document Number | 202229890 |
| Prior Transfer Date | Jan 16, 2019 |
| Prior Transfer Doc | 0000003941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jul 5, 2022 |
| Property Address | 644 SPRING ST, TOLEDO, OH 43608-2552 |
| Document Number | 0000029890 |
| Map Reference | VOL 12 PG 49 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 202207050029890 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 5440 LOUIE LN STE 106, 106, RENO, NV 89511-1843 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Feb 1, 2019 |
| Property Address | 644 SPRING ST, TOLEDO, OH 43608-2552 |
| Document Number | 0000003942 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 3942 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | TITLE ONE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,990.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5440 LOUIE LN #106 RENO NV 895111843, 106, RENO, NV 89511-1843 |
| Investor | Possibly a Property Investor |
| Document Number | 3943 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 3943 |
| Name | GUARDIAN FUND LLC |
|---|---|
| Address | 5440 LOUIE LN # 106, RENO, NV 89511-1843 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Feb 1, 2019 |
| Property Address | 644 SPRING ST, TOLEDO, OH 43608-2552 |
| Document Number | 0000003941 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 3941 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5440 LOUIE LN #106 RENO NV 895111843, 106, RENO, NV 89511-1843 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Aug 30, 2018 |
| Property Address | 644 SPRING ST, TOLEDO, OH 43608-2552 |
| Document Number | 0000039020 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 39020 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | LOUISVILLE |
| Amount | Amount on Record |
|---|---|
| Tax | $76.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 644 SPRING ST TOLEDO OH 436082552, TOLEDO, OH 43608-2552 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 644 Spring St was $21, down 96.3% from the year before.
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21.00 (-96.26%) | $9,660 (-) Land $1,995 Building $7,665 | $27,600 (-) Land $5,700 Building $21,900 |
| 2024 | $561.00 (-11.79%) | $9,660 (+20.52%) Land $1,995 Building $7,665 | $27,600 Land $5,700 Building $21,900 |
| 2023 | $636.00 (-0.16%) | $8,015 (-) Land $1,680 Building $6,335 | |
| 2022 | $637.00 Homeowner's exemption | $8,015 Land $1,680 Building $6,335 | |
| 2021 | $22,900 Land $4,800 Building $18,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 644 Spring St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 644 Spring St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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