649 Spivey Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 649 Spivey Rd, Ringgold, GA 30736 · Last verified February 2026

Property Summary

Property Type	Rural Home
Details	6 ba · 4,648 sqft · built 1993
Lot Size	77.2 acres (3,365,446 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jul 2019)
Tax Bill	$11,519 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`00750035000`

Property Details

APN / Parcel Number

Primary APN	`00750035000`
Alternative APNs	`00750035` `25325`

Interior

Full Baths	6 Baths
Stories	3 Stories
Building Area	4,648 sqft Heated Area
1st Floor Area	1,550 sqft
2nd Floor Area	1,550 sqft
Basement Area	1,550 sqft
Finished Basement	1,550 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,365,446 sqft (77.2 acres)
Garage Type	Mixed
Garage Area	3,416 sqft
Parking Spaces	11 Parking Spaces
Pool Area	800 sqft
Porch	Open Porch
Porch Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25325
Old Parcel Number	00750035000
Street Address	649 SPIVEY RD
City	RINGGOLD
State	GA
Zip	30736-4542
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT LL 107 11/3
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	3
Census Block	3001
Census Tract	30100

Owner

Source: Catoosa County records · APN 00750035000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4713 STELENS CT, NORMAN, OK 73071-5515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage NEW AMERICAN FNDG
Jul 25, 2019	Warranty Deed, Transfer NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	0001999666
Deed Book / Page	1999 / 666
Last Transfer Date	Jul 25, 2019
Transfer Doc	0019990666
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	649 SPIVEY RD, RINGGOLD, GA 30736-4542
Document Number	0020070393
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 SPIVEY RD RINGGOLD GA 307364542, RINGGOLD, GA 30736-4542

Mortgage

Document Number	0020070393
Date	Sep 09, 2019
Book Page	002007/000393

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 08, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 25, 2019
Property Address	649 SPIVEY RD, RINGGOLD, GA 30736-4542
Document Number	0019990666
Book / Page	001999 / 000666
Instrument Date	Jul 22, 2019
Transaction Type	Transfer
Record Updated	Aug 09, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 SPIVEY RD RINGGOLD GA 307364542, RINGGOLD, GA 30736-4542

Mortgage

Document Number	19990670
Date	Jul 25, 2019
Book Page	001999/000670

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,519.00 (-3.86%)	$606,687 (+13.36%) Land $152,780 Building $453,907	$1,516,717 (+13.36%) Land $381,949 Building $1,134,768
2023	$11,981.00 (+11.52%)	$535,191 Land $161,809 Building $373,382	$1,337,979 Land $404,523 Building $933,456
2022	$10,743.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470301003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018, other causes

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 54% of Georgia
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ringgold Telephone Company	Fiber	2,500 / 2,500

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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