464 Spivey Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 464 Spivey Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,650 sqft · built 1990
Lot Size	2.11 acres (92,347 sqft)
Owner	Owner Name on File
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00750038000`

Property Details

APN / Parcel Number

Primary APN	`00750038000`
Alternative APNs	`00750038` `25328`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Heated Area
1st Floor Area	1,650 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	92,347 sqft (2.11 acres)
Porch	Open Porch
Porch Area	224 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25328
Old Parcel Number	00750038000
Street Address	464 SPIVEY RD
City	RINGGOLD
State	GA
Zip	30736-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PT LL 75 11/3
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	4
Census Block	4020
Census Tract	30100

Owner

Source: Catoosa County records · APN 00750038000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	464 SPIVEY RD, RINGGOLD, GA 30736-4540
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · FHA Mortgage CLICK N CLOSE
Oct 26, 2023	Deed of Trust, Mortgage · FHA Mortgage CLICK N CLOSE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 21, 2010
Transfer Doc	0015490356
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	464 SPIVEY RD, RINGGOLD, GA 30736-4540
Transaction Type	Mortgage
Record Updated	Dec 01, 2023
Title Company	DC TITLE, D TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 SPIVEY RD, RINGGOLD, GA 30736-4540

Mortgage

Document Number	0023000000000827
Date	Oct 26, 2023
Book Page	0000002300/0000000827
Instrument	D2023006879

Lender

Name	CLICK N CLOSE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1047 Months
Due	Jan 01, 2111

Interest

Rate Type	Adjustable Rate
Rate	7.65%
Type Change Date	Oct 01, 2020

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	464 SPIVEY RD, RINGGOLD, GA 30736-4540
Transaction Type	Mortgage
Record Updated	Dec 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 SPIVEY RD, RINGGOLD, GA 30736-4540

Mortgage

Document Number	0023000000000840
Date	Oct 26, 2023
Book Page	0000002300/0000000840
Instrument	D2023006880

Lender

Name	CLICK N CLOSE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1047 Months
Due	Jan 01, 2111

Interest

Rate Type	Adjustable Rate
Rate	7.65%
Type Change Date	Dec 01, 2020

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,099.00 (+10.24%) Homeowner's exemption	$119,786 (+37.54%) Land $17,072 Building $102,714	$299,464 (+37.54%) Land $42,679 Building $256,785
2023	$1,904.00 (+21.58%) Homeowner's exemption	$87,090 Land $14,262 Building $72,828	$217,724 Land $35,654 Building $182,070
2022	$1,566.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 12, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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