1074 Spivey Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 1074 Spivey Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,596 sqft · built 1978
Lot Size	1.5 acres (65,340 sqft)
Owner	Company Name on Record
Tax Bill	$1,732 (2025)
Deeds & Mortgages	May 2021 Second Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00750028000`

Property Details

APN / Parcel Number

Primary APN	`00750028000`
Alternative APNs	`00750028` `25317`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Heated Area
1st Floor Area	1,596 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Porch	Patio
Porch Area	420 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25317
Street Address	1074 SPIVEY RD
City	RINGGOLD
State	GA
Zip	30736-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PART TRACT 1 CALVIN GRANT SURVEY
Legal Subdivision	CALVIN GRANT SURVEY
Legal Tract	1
Legal Lot Number	1
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	4
Census Block	4016
Census Tract	30100

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1074 SPIVEY RD, RINGGOLD, GA 30736-4543
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 3, 2022	Warranty Deed, Transfer
Jun 1, 2022	Warranty Deed, Transfer
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2024
Deed Sale	Dec 2, 2024
Prior Sale	Jun 6, 2022 · Amount on Record
Deed Book / Page	2359 / 479
Prior Transfer Date	Nov 15, 2024
Prior Transfer Doc	0023590479
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	1074 SPIVEY RD, RINGGOLD, GA 30736-4543
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 SPIVEY RD, RINGGOLD, GA 30736-4543

Mortgage

Document Number	0021390000000182
Date	May 21, 2021
Book Page	0000002139/0000000182
Instrument	004926

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 3, 2022
Property Address	1074 SPIVEY RD, RINGGOLD, GA 30736-4543
Document Number	0022250086
Book / Page	2225 / 86
Instrument Date	Jun 3, 2022
Instrument	2022-001279
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GILLESPIE TER, CHATTANOOGA, TN 37411-3721

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 1, 2022
Property Address	1074 SPIVEY RD, RINGGOLD, GA 30736-4543
Document Number	0022250085
Book / Page	2225 / 85
Instrument Date	Jun 1, 2022
Instrument	2022-001277
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 TIMBER LN APT 206, 206, CHATTANOOGA, TN 37421-4848

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	1074 SPIVEY RD, RINGGOLD, GA 30736-4543
Document Number	0021390182
Instrument Date	May 14, 2021
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1074 SPIVEY RD RINGGOLD GA 307364543, RINGGOLD, GA 30736-4543

Mortgage

Document Number	0021390182
Date	May 21, 2021
Book Page	002139/000182

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 20, 2041

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,732.00 (+15.08%)	$91,271 (+35.71%) Land $12,519 Building $78,752	$228,178 (+35.71%) Land $31,297 Building $196,881
2023	$1,505.00 (+24.28%)	$67,252 Land $10,400 Building $56,852	$168,132 Land $26,001 Building $142,131
2022	$1,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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