649 Shaker Dr, Richmond, KY 40475 Property Records

Madison County property record for 649 Shaker Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$365,928 (Apr 2022)
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0068-002H-0110`

Property Details

APN / Parcel Number

Primary APN	`0068-002H-0110`
Alternative APNs	`110189` `73409` `39387`

Location & Zoning

Account Number	39387
Street Address	649 SHAKER DR
City	RICHMOND
State	KY
Zip	40475-7652
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 110 PH 6
Legal Phase	6
Legal Lot Number	110
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

649 Shaker Dr is owned and occupied by an individual who bought it in April 2022.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	649 SHAKER DR, RICHMOND, KY 40475-7652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 7, 2021	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	2014084876
Deed Book / Page	D821 / 76
Record Updated	Jun 8, 2026

April 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 5, 2022
Property Address	649 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	000D821/76
Book / Page	D821 / 76
Map Reference	MB 29 PG 306
Instrument Date	Mar 25, 2022
Instrument	2014084876
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1318 N KENNELAND DRIVE #EE, EE, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 SHAKER DR, RICHMOND, KY 40475-7652
Investor	Possibly a Property Investor

Mortgage

Document Number	2014084877
Date	Apr 5, 2022
Instrument	2014084877

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 7, 2021
Property Address	649 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	00D806/442
Book / Page	D806 / 442
Map Reference	CAB 29 SL 306
Instrument Date	Jun 4, 2021
Instrument	2014039823
Transaction Type	Construction Loan
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N KEENELAND DR STE E, E, RICHMOND, KY 40475-7951

Mortgage

Document Number	2014039825
Date	Jun 7, 2021
Instrument	2014039825

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 4, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 649 Shaker Dr was $3,450 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,450.00 Additional exemption filed	$365,928	$365,928
2023	$3,549.00 (+759.32%)	$365,928 (+761.01%)	$365,928 (+761.01%)
2022	$413.00	$42,500	$42,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 649 Shaker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Shaker Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shaker Dr

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