644 Shaker Dr, Richmond, KY 40475 Property Records

Madison County property record for 644 Shaker Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	2 Individual Names on Record
Last Sale	$399,500 (Oct 2025)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0068-002H-0165`

Property Details

APN / Parcel Number

Primary APN	`0068-002H-0165`
Alternative APNs	`172370` `134549` `92722` `64499`

Location & Zoning

Account Number	64499
Street Address	644 SHAKER DR
City	RICHMOND
State	KY
Zip	40475-7652
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 165 PH 6
Legal Subdivision	MAGNOLIA POINTE SUBDIVISION PHASE VI
Legal Phase	6
Legal Lot Number	165
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

Source: Madison County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	644 SHAKER DR, RICHMOND, KY 40475-7652
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage 1ST NATIONAL BANK
Sep 27, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage 1ST NATIONAL BANK
Sep 3, 2021	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Deed Document Number	202514289646
Deed Book / Page	874 / 92
Prior Transfer Date	Sep 15, 2025
Prior Transfer Doc	000D874/92
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Oct 3, 2025
Property Address	644 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	000D874/92
Book / Page	D874 / 92
Map Reference	CAB 29 SL 306
Instrument Date	Sep 15, 2025
Instrument	2014289646
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 SHAKER DR, RICHMOND, KY 40475-7652

Mortgage

Document Number	2014289651
Date	Oct 3, 2025
Instrument	2014289651

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

September 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 27, 2022
Property Address	644 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	00D829/590
Book / Page	D829 / 590
Map Reference	CAB 29 SL 306
Instrument Date	Sep 20, 2022
Instrument	2014113296
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 SHAKER DR, RICHMOND, KY 40475-7652

Mortgage

Document Number	2014113297
Date	Sep 27, 2022
Instrument	2014113297

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

September 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Sep 3, 2021
Property Address	644 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	00D810/775
Book / Page	D810 / 775
Map Reference	CAB 29 SL 306
Instrument Date	Aug 30, 2021
Instrument	2014051634
Transaction Type	Construction Loan
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Mortgage

Document Number	2014051635
Date	Sep 3, 2021
Instrument	2014051635

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Aug 30, 2022

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,767.00 (-1.57%)	$399,500 (-)	$399,500 (-)
2024	$3,827.00 (-1.24%)	$399,500 (-)	$399,500 (-)
2023	$3,875.00 (+838.26%)	$399,500 (+84%)	$399,500 (+84%)
2022	$413.00	$42,500	$42,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shaker Dr

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