657 Shaker Dr, Richmond, KY 40475 Property Records

Madison County property record for 657 Shaker Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on Record
Last Sale	$395,900 (Oct 2022)
Tax Bill	$3,733 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0068-002H-0108`

Property Details

APN / Parcel Number

Primary APN	`0068-002H-0108`
Alternative APNs	`134409` `92725` `64357`

Location & Zoning

Account Number	64357
Street Address	657 SHAKER DR
City	RICHMOND
State	KY
Zip	40475-7652
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 108 PH 6
Legal Phase	6
Legal Lot Number	108
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	657 SHAKER DR, RICHMOND, KY 40475-7652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Dec 1, 2021	Warranty Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	2014114199
Deed Book / Page	D830 / 5
Record Updated	Jun 8, 2026

October 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 3, 2022
Property Address	657 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	0000D830/5
Book / Page	D830 / 5
Map Reference	MB 29 PG 306
Instrument Date	Sep 28, 2022
Instrument	2014114199
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 SHAKER DR, RICHMOND, KY 40475-7652

Mortgage

Document Number	2014114200
Date	Oct 3, 2022
Instrument	2014114200

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Dec 1, 2021
Property Address	657 SHAKER DR, RICHMOND, KY 40475-7652
Document Number	00D815/100
Book / Page	D815 / 100
Map Reference	CAB 29 PG 306
Instrument Date	Nov 30, 2021
Instrument	2014066352
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N KEENELAND DR STE E, E, RICHMOND, KY 40475-7951

Mortgage

Document Number	2014066353
Date	Dec 1, 2021
Instrument	2014066353

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,733.00 (-2.79%) Additional exemption filed	$395,900 (-)	$395,900 (-)
2023	$3,840.00 (+778.72%)	$395,900 (+779.78%)	$395,900 (+779.78%)
2022	$437.00	$45,000	$45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shaker Dr

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