Branch County property record for 649 S Fall River Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,540 sqft · built 1965 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,000 (Aug 2023) |
| Tax Bill | $5,747 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-025-100-045-00 |
| Primary APN | 070-025-100-045-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,540 sqft Living Area |
| 1st Floor Area | 2,526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Area | 1,256 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 649 S FALL RIVER DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | A PAR IN NW 1/4 SEC BEG 1150.84 FT N FROM CEN SEC TH S 89DEG 22MIN 15SEC W 748.02 FT TH N 15DEG 2 7MIN 30SEC W 353.94 FT TO S |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 25 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 951301 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 649 S FALL RIVER DR, COLDWATER, MI 49036-9134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Warranty Deed, Transfer |
| Oct 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HONOR CU |
| Oct 29, 2019 | Intrafamily Transfer, Transfer |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Prior Sale | Dec 13, 1997 · Amount on Record |
| Deed Document Number | 20234652 |
| Prior Transfer Date | Sep 27, 2021 |
| Prior Transfer Doc | 202107751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Aug 25, 2023 |
| Property Address | 649 S FALL RIVER DR, COLDWATER, MI 49036-9134 |
| Document Number | 0202304652 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023-04652 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,292.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 649 8 FALL RIVER DR, 8, COLDWATER, MI 49036 |
| Name | Verified Name |
|---|---|
| Address | 14711 W AMELIA AVE, GOODYEAR, AZ 85395-8214 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 12, 2021 |
| Property Address | 649 S FALL RIVER DR, COLDWATER, MI 49036-9134 |
| Document Number | 202107751 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021-07751 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 S FALL RIVER DR, COLDWATER, MI 49036-9134 |
| Document Number | 202107752 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021-07752 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 29, 2019 |
| Property Address | 649 S FALL RIVER DR, COLDWATER, MI 49036-9134 |
| Document Number | 201906901 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 2019-06901 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 649 S FALL RIVER DR, COLDWATER, MI 49036-9134 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 649 S FALL RIVER DR, COLDWATER, MI 49036-9134 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201904416 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019-04416 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2034 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,200 (+15.34%) | $508,400 (+15.34%) | |
| 2025 | $5,747.00 (+2.72%) | $220,400 (+29.65%) | $440,800 (+29.65%) |
| 2024 | $5,595.00 | ||
| 2023 | $170,000 | $340,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
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