648 S Fall River Dr, Coldwater, MI 49036 Property Records

Branch County property record for 648 S Fall River Dr, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,214 sqft · built 1970
Lot Size2.2 acres (95,832 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Oct 2006)
Tax Bill$3,472 (2025)
Deeds & MortgagesDec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN070-025-100-045-99

Property Details

APN / Parcel Number

Primary APN070-025-100-045-99

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,214 sqft Building Perimeter
1st Floor Area1,660 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area95,832 sqft (2.2 acres)
Garage Area1,730 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address648 S FALL RIVER DR
CityCOLDWATER
StateMI
Zip49036-9134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionCOM AT SE COR LOT 17 PENN PARK NO 2 TH N 89DEG 56MIN 12SEC E 207.88 FT TH 123.67 FT ALG ARC OF CURVE TO LEFT WHOSE RAD IS 922
Legal Range06W
Legal Township06S
Legal Section25
Legal SubdivisionPENN PARK
Legal Lot Number17
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1056
Census Tract951301

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address648 S FALL RIVER DR, COLDWATER, MI 49036-9134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2006 · Amount on File
Deed SaleOct 6, 2006 · Amount on File
Deed Document Number20068497
Last Transfer DateDec 6, 2022
Transfer Doc0202208146
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRANCH MI
Recording DateDec 19, 2022
Property Address648 S FALL RIVER DR, COLDWATER, MI 49036-9134
Document Number0202208146
Instrument DateDec 6, 2022
Instrument2022-08146
Transaction TypeTransfer
Record UpdatedJan 4, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address548 FALL RIVER FT, CERESCO, MI 49033

Mortgage

Document Number0202208147
DateDec 19, 2022
Instrument2022-08147
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionColdwater Township
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,000 (+32.02%)$348,000 (+32.02%)
2025$3,472.00 (+2.75%)$131,800$263,600
2024$3,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35

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