640 S Fall River Dr, Coldwater, MI 49036 Property Records

Branch County property record for 640 S Fall River Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,700 sqft · built 2005
Lot Size	3.6 acres (156,816 sqft)
Owner	Trust Name on File
Last Sale	$20,000 (Aug 2019)
Tax Bill	$6,764 (2025)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`070-025-100-045-05`

Property Details

APN / Parcel Number

Primary APN	`070-025-100-045-05`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Building Area	3,700 sqft Living Area
1st Floor Area	3,700 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Lot Area	156,816 sqft (3.6 acres)
Garage Area	2,133 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	640 S FALL RIVER DR
City	COLDWATER
State	MI
Zip	49036-9134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BEG AT SE COR LOT 17 PENN PARK NO 2 TH N 00DEG 09MIN 01SEC E 361.01 FT TH S 89DEG 10MIN 52SEC E 462.55 FT TH S 08DEG 27MIN
Legal Range	06W
Legal Township	06S
Legal Section	25
Legal Subdivision	BLACKBERRY PATCH GOLF CLUB COMMUNITY
Legal Lot Number	17
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1056
Census Tract	951301

Owner

640 S Fall River Dr is owner-occupied and held in a trust since August 2019.

Source: Branch County records, as of July 7, 2026

Owner of Record	Trust Name on File
Mailing Address	640 S FALL RIVER DR, COLDWATER, MI 49036-9134
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Deed Document Number	20194869
Prior Transfer Date	Sep 18, 2013
Prior Transfer Doc	201306953
Record Updated	Sep 20, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BRANCH MI
Recording Date	Aug 1, 2019
Property Address	640 S FALL RIVER DR, COLDWATER, MI 49036-9134
Document Number	201904869
Map Reference	LB 702 PG 388-466
Instrument Date	Jul 30, 2019
Instrument	2019-04869
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 S FALL RIVER DR, 640, COLDWATER, MI 49036-9134

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	445 EDGEWATER CT, COLDWATER, MI 49036-8596

Tax Assessment & Valuation

The 2025 property tax bill for 640 S Fall River Dr was $6,764, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,600 (+44.12%)	$919,200 (+44.12%)
2025	$6,764.00 (+2.7%)	$318,900	$637,800
2024	$6,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 S Fall River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 S Fall River Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35