Collier County property record for 649 Palm Cir E, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 3,523 sqft · built 2009 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,875,000 (Feb 2020) |
| Tax Bill | $42,215 (2025) |
| Deeds & Mortgages | Feb 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 125500 110.15A04 |
| Primary APN | 125500 110.15A04 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,523 sqft Living Area |
| 1st Floor Area | 3,523 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 16,988 sqft (0.39 acres) |
| View / Lot | Waterfront |
| Pool Area | 420 sqft |
| Deck Area | 1,052 sqft |
| Street Address | 649 PALM CIR E |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-5558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | RIDGE LAKE BLK 1 LOT 10 EXC NW1/2 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 4 |
| Legal Subdivision | RIDGE LAKE |
| Legal Tract | 125500 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 102 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 649 PALM CIR E, NAPLES, FL 34102-5558 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on Record |
| Deed Sale | Feb 12, 2020 · Amount on Record |
| Prior Sale | Mar 6, 2009 · Amount on Record |
| Deed Document Number | 20205827630 |
| Deed Book / Page | 5726 / 1850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Feb 12, 2020 |
| Property Address | 649 PALM CIR E, NAPLES, FL 34102-5558 |
| Document Number | 0057261850 |
| Book / Page | 005726 / 001850 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 5827630 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $34,125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 649 PALM CIR E NAPLES FL 341025558, NAPLES, FL 34102-5558 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,829,611 (+2.7%) | $5,727,401 (-15.15%) Land $2,640,100 Building $3,087,301 | |
| 2025 | $42,215.00 (+3.71%) Homeowner's exemption | $4,702,640 (+5.99%) | $6,750,089 (+20.32%) Land $3,416,600 Building $3,333,489 |
| 2023 | $40,703.00 (-2.77%) Homeowner's exemption | $4,436,997 (+3%) | $5,610,278 (+10.68%) Land $2,919,640 Building $2,690,638 |
| 2022 | $41,864.00 Homeowner's exemption | $4,307,764 | $5,068,704 Land $2,625,347 Building $2,443,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 334 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 366 units insured incl. 32 condo units |
| Nearby Flood Claims | 151 (1985–2024) |
| Claims Outside the SFHA | 11 of 151 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
5G (outdoors only) and 4G LTE
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