Collier County property record for 597 Palm Cir E, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 3,658 sqft · built 1957 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (May 1996) |
| Tax Bill | $11,199 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 125500 1 115A04 |
| Primary APN | 125500 1 115A04 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,658 sqft Living Area |
| 1st Floor Area | 2,992 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 23,087 sqft (0.53 acres) |
| Pool Area | 450 sqft |
| Deck Area | 180 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 597 PALM CIR E |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-5558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | RIDGE LAKE BLK 1 LOT 11 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 4 |
| Legal Subdivision | RIDGE LAKE |
| Legal Tract | 125500 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 102 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 597 PALM CIR E, NAPLES, FL 34102-5558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 1996 · Amount on Record |
| Deed Sale | May 22, 1996 · Amount on Record |
| Deed Book / Page | 2186 / 1029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 597 PALM CIR E, NAPLES, FL 34102-5558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055343012 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 5534/3012 |
| Instrument | 5588606 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,310,466 (+2.7%) | $4,329,657 (-24.14%) Land $3,885,602 Building $444,055 | |
| 2025 | $11,199.00 (-0.49%) Homeowner's exemption | $1,276,014 (+5.99%) | $5,707,273 (+10.3%) Land $5,465,680 Building $241,593 |
| 2023 | $1,203,934 | $5,174,153 Land $4,670,672 Building $503,481 | |
| 2021 | $11,254.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 334 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 366 units insured incl. 32 condo units |
| Nearby Flood Claims | 151 (1985–2024) |
| Claims Outside the SFHA | 11 of 151 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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