642 Palm Cir E, Naples, FL 34102 Property Records

Collier County property record for 642 Palm Cir E, Naples, FL 34102

Property Summary

Property TypeSingle Family Home
Details1,528 sqft · built 1958
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on File
Last Sale$950,000 (Apr 2008)
Tax Bill$9,902 (2025)
Flood ZoneZone X (moderate risk)
APN125500 4 125A04

Property Details

APN / Parcel Number

Primary APN125500 4 125A04
Alternative APNs
  • 179128000060333004125
  • 17912800006

Interior

Stories1 Story
Building Area1,528 sqft Living Area
Gross Area1,850 sqft
1st Floor Area1,528 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeMasonry / Concrete Block
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space
Pool TypeSpa / Hot Tub (No Pool)
Pool Area28 sqft
Deck Area952 sqft

Location & Zoning

Street Address642 PALM CIR E
CityNAPLES
StateFL
Zip34102-5559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionRIDGE LAKE BLK 4 LOT 12
Legal Range25
Legal Township50
Legal Section4
Legal SubdivisionRIDGE LAKE
Legal Tract125500
Legal Block4
Legal Lot Number12
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1025
Census Tract102

Owner

642 Palm Cir E is owned by a company that acquired it in June 2013 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of RecordCompany Name on File
Mailing Address642 PALM CIR E, NAPLES, FL 34102-5559
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2008 · Amount on File
Deed SaleApr 25, 2008 · Amount on File
Prior SaleDec 15, 2004 · Amount on File
Deed Document Number20084157520
Deed Book / Page4353 / 2327
Last Transfer DateJun 20, 2013
Transfer Doc0049842190
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 642 Palm Cir E was $9,902 with a homeowner's exemption, up 2.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,163,295 (+2.7%)$2,431,151 (+3.21%) Land $2,307,921 Building $123,230
2025$9,902.00 (+2.23%) Homeowner's exemption$1,132,712$2,355,626 Land $2,290,470 Building $65,156
2024$9,686.00 (+1.59%)
2023$9,534.00 (-2.67%) Homeowner's exemption$1,068,727 (+3%)$1,950,199 (-3.1%) Land $1,919,632 Building $30,567
2022$9,796.00 Homeowner's exemption$1,037,599$2,012,513 Land $1,889,638 Building $122,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 Palm Cir E in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 334 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies366 units insured
incl. 32 condo units
Nearby Flood Claims151 (1985–2024)
Claims Outside the SFHA11 of 151
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 56 claims
  • Hurricane Irma, Sep 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Palm Cir E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palm Cir E

Nearby Streets

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