Collier County property record for 642 Palm Cir E, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 1,528 sqft · built 1958 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on File |
| Last Sale | $950,000 (Apr 2008) |
| Tax Bill | $9,902 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 125500 4 125A04 |
| Primary APN | 125500 4 125A04 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,528 sqft Living Area |
| Gross Area | 1,850 sqft |
| 1st Floor Area | 1,528 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
| Pool Area | 28 sqft |
| Deck Area | 952 sqft |
| Street Address | 642 PALM CIR E |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-5559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | RIDGE LAKE BLK 4 LOT 12 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 4 |
| Legal Subdivision | RIDGE LAKE |
| Legal Tract | 125500 |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 102 |
642 Palm Cir E is owned by a company that acquired it in June 2013 and is owner-occupied.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 642 PALM CIR E, NAPLES, FL 34102-5559 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2008 · Amount on File |
| Deed Sale | Apr 25, 2008 · Amount on File |
| Prior Sale | Dec 15, 2004 · Amount on File |
| Deed Document Number | 20084157520 |
| Deed Book / Page | 4353 / 2327 |
| Last Transfer Date | Jun 20, 2013 |
| Transfer Doc | 0049842190 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 642 Palm Cir E was $9,902 with a homeowner's exemption, up 2.2% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,163,295 (+2.7%) | $2,431,151 (+3.21%) Land $2,307,921 Building $123,230 | |
| 2025 | $9,902.00 (+2.23%) Homeowner's exemption | $1,132,712 | $2,355,626 Land $2,290,470 Building $65,156 |
| 2024 | $9,686.00 (+1.59%) | ||
| 2023 | $9,534.00 (-2.67%) Homeowner's exemption | $1,068,727 (+3%) | $1,950,199 (-3.1%) Land $1,919,632 Building $30,567 |
| 2022 | $9,796.00 Homeowner's exemption | $1,037,599 | $2,012,513 Land $1,889,638 Building $122,875 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 642 Palm Cir E in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 334 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 366 units insured incl. 32 condo units |
| Nearby Flood Claims | 151 (1985–2024) |
| Claims Outside the SFHA | 11 of 151 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 642 Palm Cir E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures