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649 Dover Dr, Elgin, IL 60120 Property Records

Cook County property record for 649 Dover Dr, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1989
Square Footage1,712 sqft Living Area
Lot Size6,360 sqft (0.146 acres)
OccupancyOwner Occupied
Last Sale$220,000 (2019)
Tax Bill$7,484.00 (2023)

Property Details

APN / Parcel Number

Primary APN06-19-206-012
Alternative APN
  • 06-19-206-012-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,712 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area6,360 sqft (0.146 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address649 DOVER DR
CityELGIN
StateIL
Zip60120-7613
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description(SUMMERHILL) (UNIT4) A SUB OF PT OF SEC 19-41-09
Legal Range09E
Legal Township41N
Legal Section19
Legal SubdivisionSUMMERHILL UNIT4
Legal Lot Number365
Legal Unit4
JurisdictionCOOK IL
Minor Civil DivisionHANOVER
Census Blockgroup2
Census Block2006
Census Tract804406

Owner

Source: Cook County records · APN 06-19-206-012

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address649 DOVER DR, ELGIN, IL 60120-7613
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
PNC BK
Jun 15, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE
Feb 08, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2019 · Amount on Record
Deed SaleJan 15, 2019 · Amount on Record
Prior SaleJun 15, 2017 · Amount on Record
Deed Doc Number201919105
Prior Transfer DateMar 28, 2005
Prior Transfer Doc0000049137
Record RefreshedSep 20, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 15, 2019
Property Address649 DOVER DR, ELGIN, IL 60120-7613
Document Number1901519105
Instrument DateJan 07, 2019
Instrument1519105
Transaction TypeTransfer
Record UpdatedJan 30, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address649 DOVER DR ELGIN IL 601207613, ELGIN, IL 60120-7613

Mortgage

Document Number1901519106
DateJan 15, 2019
Instrument1519106
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueJan 14, 2039
Interest
Rate4.5%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 15, 2017
Property Address649 DOVER DR, ELGIN, IL 60120-7613
Document Number1716608039
Instrument DateJun 07, 2017
Instrument16608039
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanySTANDARD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address816 E SEIBERLING ST BLUE MOUND IL 625139565, BLUE MOUND, IL 62513-9565

Mortgage

Document Number1716608040
DateJun 15, 2017
Instrument16608040
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

February 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCOOK IL
Recording DateFeb 08, 2017
Property Address649 DOVER DR, ELGIN, IL 60120-7613
Document Number1703949332
Instrument DateJan 13, 2017
Instrument3949332
Transaction TypeForeclosure
Record UpdatedFeb 16, 2017

Transaction

AmountAmount Recorded
Tax$112.50
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address649 DOVER DR ELGIN IL 601207613, ELGIN, IL 60120-7613

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$34,000 (+30.77%) Land $4,452 Building $29,548$340,000 (+30.77%) Land $44,520 Building $295,480
2023$7,484.00 (+2.9%)
2022$7,273.00$26,000 Land $4,134 Building $21,866$260,000 Land $41,340 Building $218,660

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