Cook County property record for 644 Dover Dr, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,712 sqft Living Area |
| Lot Size | 7,950 sqft (0.183 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2026) |
| Tax Bill | $6,529.00 (2023) |
| Primary APN | 06-19-205-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,712 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,950 sqft (0.183 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 644 DOVER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7611 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | (SUMMERHILL) (UNIT4) A SUB OF PT OF SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | SUMMERHILL UNIT4 |
| Legal Lot Number | 325 |
| Legal Unit | 4 |
| Jurisdiction | COOK IL |
| Minor Civil Division | HANOVER |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 804406 |
Source: Cook County records · APN 06-19-205-009
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 DOVER DR, ELGIN, IL 60120-7611 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Jan 20, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2026 · Amount on Record |
| Deed Sale | Jul 02, 2026 · Amount on Record |
| Prior Sale | Jan 20, 2023 · Amount on Record |
| Deed Doc Number | 202618320200 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 02, 2026 |
| Property Address | 644 DOVER DR, ELGIN, IL 60120-7611 |
| Document Number | 0000020200 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202620200 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,085.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 DOVER DR, ELGIN, IL 60120-7611 |
| Document Number | 0000000020, |
|---|---|
| Date | Jul 02, 2026 |
| Instrument | 2026183202618320 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 20, 2023 |
| Property Address | 644 DOVER DR, ELGIN, IL 60120-7611 |
| Document Number | 0002013224 |
| Map Reference | DOC 87-284677 |
| Instrument Date | Jan 05, 2023 |
| Instrument | 2302013224 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 644 DOVER DR, ELGIN, IL 60120-7611 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 644 DOVER DR, ELGIN, IL 60120-7611 |
| Document Number | 0002013225 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 2302013225 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.82% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,000 (+19.24%) Land $5,565 Building $25,435 | $310,000 (+19.24%) Land $55,650 Building $254,350 | |
| 2023 | $6,529.00 (+3.37%) | ||
| 2022 | $6,316.00 | $25,999 Land $5,167 Building $20,832 | $259,990 Land $51,670 Building $208,320 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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