Cook County property record for 648 Dover Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,860 sqft · built 1990 |
| Lot Size | 0.183 acres (7,950 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,772 (2023) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-205-008 |
| Primary APN | 06-19-205-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,950 sqft (0.183 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 648 DOVER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 324 IN SUMMERHILL UNIT 4 PART O F SEC19 T41N R09E 3P |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | SUMMERHILL UNIT 04 |
| Legal Lot Number | 324 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 804406 |
Source: Cook County records · APN 06-19-205-008
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 648 DOVER DR, ELGIN, IL 60120-7611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Feb 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP |
| May 09, 2017 | Loan Modification, Mortgage · Conventional with PMI FEDERAL NAT'L MTG ASSN (FNMA) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 14, 2022 |
| Deed Sale | Feb 14, 2022 |
| Prior Sale | Jan 28, 2004 · Amount on Record |
| Deed Document Number | 2022541250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 14, 2022 |
| Property Address | 648 DOVER DR, ELGIN, IL 60120-7611 |
| Document Number | 0004541250 |
| Instrument Date | Jan 04, 2022 |
| Instrument | 2204541250 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 DOVER DR, ELGIN, IL 60120-7611 |
| Document Number | 0004541251 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2204541251 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 648 DOVER DR, ELGIN, IL 60120-7611 |
| Document Number | 1718847159 |
| Instrument Date | May 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 648 DOVER DR ELGIN IL 601207611, ELGIN, IL 60120-7611 |
| Document Number | 1718847159 |
|---|---|
| Date | Jul 07, 2017 |
| Instrument | 18847159 |
| Name | FEDERAL NAT'L MTG ASSN (FNMA) |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 06, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,000 (+25.93%) Land $5,565 Building $28,435 | $340,000 (+25.93%) Land $55,650 Building $284,350 | |
| 2023 | $7,772.00 (+17.85%) | ||
| 2022 | $6,595.00 Homeowner's exemption | $26,999 Land $5,167 Building $21,832 | $269,990 Land $51,670 Building $218,320 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Opiquad.
Based on FCC filings for 312 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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