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649 Chip Ct, Gurnee, IL 60031 Property Records

Lake County property record for 649 Chip Ct, Gurnee, IL 60031 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,162 sqft · built 1976
Lot Size0.021 acres (905 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Jul 2025)
Tax Bill$4,625 (2024)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-28-202-049

Property Details

APN / Parcel Number

Primary APN07-28-202-049

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,162 sqft Living Area
1st Floor Area789 sqft
2nd Floor Area373 sqft
Upper Floors Area373 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area905 sqft (0.021 acres)
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address649 CHIP CT
CityGURNEE
StateIL
Zip60031-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATHERRIDGE PART OF NEIGHBORHOOD NO 1 PHASE 4 U-253
Legal SubdivisionHEATHERRIDGE
Legal Phase4
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1056
Census Tract861603

Owner

Source: Lake County records · APN 07-28-202-049

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12662 BLUEBELL AVE, HUNTLEY, IL 60142-6369
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2025 · Amount on Record
Deed SaleJul 17, 2025 · Amount on Record
Prior SaleMay 25, 2022 · Amount on Record
Deed Document Number20258109845
Prior Transfer DateJun 24, 1997
Prior Transfer Doc0003992122
Record UpdatedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMay 25, 2022
Property Address649 CHIP CT, GURNEE, IL 60031-3113
Document Number0007906711
Map ReferenceDOC 1790887
Instrument DateMay 05, 2022
Instrument7906711
Transaction TypeTransfer
Record UpdatedJun 07, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 CHIP CT, GURNEE, IL 60031-3113

Mortgage

Document Number0007906712
DateMay 25, 2022
Instrument7906712
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeFixed Rate
Rate5.37%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$63,023 (+17.65%) Land $8,940 Building $54,083$189,088 (+17.65%) Land $26,823 Building $162,265
2024$4,625.00 (+28.72%)
2023$3,593.00 (+20.57%)$53,568 (+11.92%) Land $7,599 Building $45,969$160,720 (+11.92%) Land $22,799 Building $137,921
2022$2,980.00$47,862 Land $5,929 Building $41,933$143,601 Land $17,789 Building $125,812

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978616031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2017)
Claims Outside the SFHA4 of 8
Most Recent ClaimJul 2017, river or lake flooding
Claims By Storm
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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