646 Chip Ct, Gurnee, IL 60031 Property Records

Lake County property record for 646 Chip Ct, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,162 sqft · built 1976
Lot Size	0.021 acres (910 sqft)
Owner	2 Company Names on File
Last Sale	$172,000 (Jun 2022)
Tax Bill	$3,496 (2024)
Deeds & Mortgages	Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-28-202-059`

Property Details

APN / Parcel Number

Primary APN	`07-28-202-059`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,162 sqft Living Area
1st Floor Area	789 sqft
2nd Floor Area	373 sqft
Upper Floors Area	373 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	910 sqft (0.021 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	646 CHIP CT
City	GURNEE
State	IL
Zip	60031-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEATHERRIDGE PART OF NEIGHBORHOOD NO 1 PHASE 4 U-263
Legal Subdivision	HEATHERRIDGE
Legal Phase	4
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1056
Census Tract	861603

Owner

Source: Lake County records · APN 07-28-202-059

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	646 CHIP CT, GURNEE, IL 60031-3113
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	20227912352
Last Transfer Date	Apr 01, 2025
Transfer Doc	0008091406
Record Updated	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 17, 2022
Property Address	646 CHIP CT, GURNEE, IL 60031-3113
Document Number	0007912352
Map Reference	DOC 1794879
Instrument Date	Jun 14, 2022
Instrument	7912352
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CHIP CT, GURNEE, IL 60031-3113

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,023 (+17.65%) Land $8,940 Building $54,083	$189,088 (+17.65%) Land $26,823 Building $162,265
2024	$3,496.00 (+84.78%)
2023	$1,892.00 (+5.64%)	$53,568 (+11.92%) Land $7,599 Building $45,969	$160,720 (+11.92%) Land $22,799 Building $137,921
2022	$1,791.00	$47,862 Land $5,929 Building $41,933	$143,601 Land $17,789 Building $125,812

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2017)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 257 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GURNEE serves 30,193 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.