642 Chip Ct, Gurnee, IL 60031 Property Records

Lake County property record for 642 Chip Ct, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 956 sqft · built 1976
Lot Size	0.017 acres (751 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Sep 2019)
Tax Bill	$3,139 (2024)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-28-202-061`

Property Details

APN / Parcel Number

Primary APN	`07-28-202-061`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	956 sqft Living Area
1st Floor Area	548 sqft
2nd Floor Area	408 sqft
Upper Floors Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	751 sqft (0.017 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	642 CHIP CT
City	GURNEE
State	IL
Zip	60031-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEATHERRIDGE PART OF NEIGHBORHOOD NO 1 PHASE 4 U-265
Legal Subdivision	HEATHERRIDGE
Legal Phase	4
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1056
Census Tract	861603

Owner

Source: Lake County records · APN 07-28-202-061

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	642 CHIP CT, GURNEE, IL 60031-3113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Sep 27, 2007 · Amount on Record
Deed Document Number	20197596326
Record Updated	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Sep 30, 2019
Property Address	642 CHIP CT, GURNEE, IL 60031-3113
Document Number	0007596326
Map Reference	DOC 1790887
Instrument Date	Sep 19, 2019
Instrument	7596326
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$98.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 CHIP CT, GURNEE, IL 60031-3113

Mortgage

Document Number	0007596327
Date	Sep 30, 2019
Instrument	7596327

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Secondary School District	Warren Township High School District 121 (09 - 12)
Elementary School District	Woodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,769 (+25.87%) Land $9,565 Building $39,204	$146,322 (+25.87%) Land $28,698 Building $117,624
2024	$3,139.00 (+16.47%)
2023	$2,695.00 (+19.72%)	$38,747 (+15.13%) Land $7,599 Building $31,148	$116,252 (+15.13%) Land $22,799 Building $93,453
2022	$2,251.00	$33,654 Land $5,929 Building $27,725	$100,972 Land $17,789 Building $83,183

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2017)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 257 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GURNEE serves 30,193 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.