Cottonwood County property record for 649 13th St, Windom, MN 56101 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,176 sqft · built 1937 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,580 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 25-521-0020 |
| Primary APN | 25-521-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Basement Area | 486 sqft |
| Finished Basement | 486 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 107 ft deep x 95 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,440 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 154 sqft |
| Deck Area | Deck Area |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 649 13TH ST |
|---|---|
| City | WINDOM |
| State | MN |
| Zip | 56101-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 ALLEY BTW LOTS 1-2-3-4; ALL LOTS 3 & 4 EX W1/2 W1/2 BLK 1 |
| Legal Subdivision | MCGREGORS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1-4 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | WINDOM |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 270300 |
Source: Cottonwood County records · APN 25-521-0020
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 13TH ST, WINDOM, MN 56101-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cottonwood County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Windom City |
| Unified School District | Windom Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,100 (-9.64%) Land $20,100 Building $189,000 | $209,100 (-9.64%) Land $20,100 Building $189,000 | |
| 2025 | $2,580.00 (+18.35%) | ||
| 2023 | $2,180.00 | $231,400 Land $20,100 Building $211,300 | $231,400 Land $20,100 Building $211,300 |
Source: FEMA National Flood Hazard Layer, Cottonwood County (27033C), updated December 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270332703004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 34 (1993–2024) |
| Claims Outside the SFHA | 4 of 34 |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| City of Windom | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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