440 13th St, Windom, MN 56101 Property Records

Cottonwood County property record for 440 13th St, Windom, MN 56101

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,220 sqft · built 1958
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Jun 2024)
Tax Bill$1,430 (2026)
Flood ZoneZone X (moderate risk)
APN25-822-0420

Property Details

APN / Parcel Number

Primary APN25-822-0420

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
1st Floor Area1,220 sqft
Basement Area1,220 sqft
Finished Basement1,220 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1970
Exterior MaterialWood Shingle
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeAttached
Garage Area312 sqft
DrivewayDriveway
PorchSlab
Porch Area68 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address440 13TH ST
CityWINDOM
StateMN
Zip56101-1462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE70' LOTS 8 & 9 BLK 44
Legal SubdivisionWINDOM SECOND ADDITION
Legal Block44
Legal Lot Number8,9
JurisdictionCOTTONWOOD MN
Township / Civil DivisionWINDOM
Census Block Group4
Census Block4026
Census Tract270300

Owner

Source: Cottonwood County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address440 13TH ST, WINDOM, MN 56101-1462
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2024 · Amount on Record
Deed SaleJun 10, 2024 · Amount on Record
Deed Document Number20241657508
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cottonwood County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCottonwood County
MunicipalityWindom City
Unified School DistrictWindom Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,430.00 Homeowner's exemption$122,200 (-16.36%) Land $9,700 Building $112,500$122,200 (-16.36%) Land $9,700 Building $112,500
2025$1,430.00 (-11.73%)
2023$1,620.00$146,100 Land $9,700 Building $136,400$146,100 Land $9,700 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims34 (1993–2024)
Claims Outside the SFHA4 of 34
Most Recent ClaimJun 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2024 · 26 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 4 claims
  • Severe Storms, Tornadoes & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWindom
serves 4,646 people · EPA ID MN1170006
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2022–2024)
action level 15 ppb
Copper1.47 mg/L (2016–2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windomnet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: MVTV Wireless.

Nearby Properties on 13th St

Nearby Streets

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