Cottonwood County property record for 644 13th St, Windom, MN 56101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 928 sqft · built 1950 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Apr 2005) |
| Tax Bill | $1,334 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 25-521-0430 |
| Primary APN | 25-521-0430 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 134 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 140 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 644 13TH ST |
|---|---|
| City | WINDOM |
| State | MN |
| Zip | 56101-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E90' LOT 9 & 10 BLK 6 |
| Legal Subdivision | MCGREGORS ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 9,10 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | WINDOM |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 270300 |
Source: Cottonwood County assessment roll, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 644 13TH ST, WINDOM, MN 56101-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 1, 2005 · Amount on Record |
| Deed Sale | Apr 1, 2005 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Windom City |
| Unified School District | Windom Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,500 (-12.6%) Land $15,300 Building $101,200 | $116,500 (-12.6%) Land $15,300 Building $101,200 | |
| 2025 | $1,334.00 (-1.33%) | ||
| 2023 | $1,352.00 | $133,300 Land $15,300 Building $118,000 | $133,300 Land $15,300 Building $118,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 34 (1993–2024) |
| Claims Outside the SFHA | 4 of 34 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Windom serves 4,646 people · EPA ID MN1170006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Copper | 1.47 mg/L (2016–2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Windom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Minnesota Valley Television Improvement.
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