Lake County property record for 649 12th St, Clermont, FL 34711 · Last verified April 2026
| Property Type | Commercial > Retail > Nightclub or Cocktail Lounge |
|---|---|
| Bathrooms | 6 Baths |
| Year Built | Built 1983 |
| Square Footage | 3,111 sqft Gross Area |
| Lot Size | 30,000 sqft (0.689 acres) |
| Garage | Detached, 576 sqft |
| Last Sale | $550,000 (2017) |
| Primary APN | 24-22-25-0100-121-00700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Partial Baths | 4 Partial Baths |
| Building Area | 3,111 sqft Gross Area |
| 1st Floor | 3,111 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 30,000 sqft (0.689 acres) |
| Depth X Width | 150 ft x 200 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | Deck Area |
| Canopy Area | 32 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 1615810 |
|---|---|
| Street Address | 649 12TH ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-2020 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Nightclub or Cocktail Lounge |
| Legal Description | CLERMONT LOTS 7 8 9 15 BLK 121 PB 8 PG 17 ORB 5014 PG 465 |
| Legal Range | 25E |
| Legal Township | 22S |
| Legal Section | 24 |
| Legal Subdivision | CLERMONT |
| Legal Tract | 0100 |
| Legal Block | 121 |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | CLERMONT |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 31312 |
Source: Lake County records · APN 24-22-25-0100-121-00700
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 120476, CLERMONT, FL 34712-0476 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Nov 05, 2018 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Oct 18, 2017 | Warranty Deed, Transfer · Building or Construction Mortgage LOUIS J & JUDITH J FORMATO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on Record |
| Deed Sale | Oct 18, 2017 · Amount on Record |
| Prior Sale | Aug 19, 2015 |
| Deed Doc Number | 2017110572 |
| Deed Book / Page | 5014 / 465 |
| Prior Transfer Date | Jan 25, 2011 |
| Prior Transfer Doc | 0039950697 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 649 12TH ST, CLERMONT, FL 34711-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051941105 |
|---|---|
| Date | Nov 05, 2018 |
| Book Page | 5194/1105 |
| Instrument | 2018129802 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Nov 01, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 18, 2017 |
| Property Address | 649 12TH ST, CLERMONT, FL 34711-2020 |
| Document Number | 0050140465 |
| Book / Page | 005014 / 000465 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 110572 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 120476 CLERMONT FL 347120476, CLERMONT, FL 34712-0476 |
| Document Number | 50140469 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 005014/000469 |
| Instrument | 110574 |
| Name | LOUIS J & JUDITH J FORMATO |
|---|---|
| Address | 512 E LAKESHORE DR, CLERMONT, FL 34711-3423 |
| Special Notes | Lender is also the Seller |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 17, 2018 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,571 (-) Land $132,000 Building $274,571 | $406,571 (-) Land $132,000 Building $274,571 | |
| 2025 | $406,571 (+5.61%) Land $132,000 Building $274,571 | $406,571 (+5.61%) Land $132,000 Building $274,571 | |
| 2023 | Additional exemption filed | $384,973 | $384,973 Land $132,000 Building $252,973 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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