Osceola County property record for 6489 Apple St, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,612 sqft Living Area |
| Lot Size | 8,450 sqft (0.194 acres) |
| Garage | Attached, 312 sqft |
| Last Sale | $215,000 (2022) |
| Tax Bill | $3,731.00 (2024) |
| Primary APN | 26-25-31-4410-000H-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 1,924 sqft Gross Area |
| 1st Floor | 1,612 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,450 sqft (0.194 acres) |
| Depth X Width | 112 ft x 85 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 312 sqft Garage |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 6489 APPLE ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9436 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW EDEN ON THE LAKES UNIT A PB 2 PG 26 BLK H LOT 9 & E 10 FT LOT 8 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | NEW EDEN ON THE LAKES UNIT A |
| Legal Tract | 4410 |
| Legal Block | H |
| Legal Lot Number | 9 |
| Legal Unit | A |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 43700 |
Source: Osceola County records · APN 26-25-31-4410-000H-0090
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1110 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3750 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Aug 25, 2022 | Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Jan 18, 2017 | Loan 1 (Only) is a Reverse Mortgage, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN ADVISORS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on Record |
| Deed Sale | Aug 25, 2022 · Amount on Record |
| Prior Sale | Apr 09, 1998 · Amount on Record |
| Deed Doc Number | 2022130079 |
| Deed Book / Page | 6274 / 2156 |
| Prior Transfer Date | Jan 06, 2017 |
| Prior Transfer Doc | 0050872423 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 25, 2022 |
| Property Address | 6489 APPLE ST, SAINT CLOUD, FL 34771-9436 |
| Document Number | 0062742156 |
| Book / Page | 6274 / 2156 |
| Map Reference | MB 2 PG 26&27 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022130079 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,505.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 BIRCH DR, 114, HIAWASSEE, GA 30546-2570 |
| Name | Verified Name |
|---|---|
| Address | 1110 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3750 |
| Document Type | Loan 1 (Only) is a Reverse Mortgage |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 18, 2017 |
| Property Address | 6489 APPLE ST, SAINT CLOUD, FL 34771-9436 |
| Document Number | 0050872423 |
| Book / Page | 005087 / 002423 |
| Instrument Date | Jan 06, 2017 |
| Instrument | 10111 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6489 APPLE ST ST CLOUD FL 347719436, ST CLOUD, FL 34771-9436 |
| Document Number | 50872425 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 005087/002425 |
| Instrument | 10112 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Due | Jan 17, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.68% |
| Document Number | 50872440, |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 005087/002440 |
| Instrument | 10113 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Due | Jan 17, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.68% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,848.00 (+3.14%) | $226,300 (+5.01%) Land $50,000 Building $176,300 | $226,300 (+5.01%) Land $50,000 Building $176,300 |
| 2024 | $3,731.00 (+2.75%) | ||
| 2023 | $3,631.00 (+9.53%) | $215,500 (+9.95%) Land $45,000 Building $170,500 | $215,500 (+9.95%) Land $45,000 Building $170,500 |
| 2022 | $3,315.00 | $196,000 Land $40,000 Building $156,000 | $196,000 Land $40,000 Building $156,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 99 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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