6460 Apple St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6460 Apple St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1983
Square Footage	1,493 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$81,000 (2012)
Tax Bill	$1,297.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`2625314410000J0010`
Alternative APN	`92470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,493 sqft Heated Area
Gross Area	1,829 sqft Gross Area
1st Floor	1,148 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1983
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	125 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	240 sqft Garage
Patio Area	405 sqft Patio
Porch	Enclosed Porch
Porch Area	345 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	92470
Street Address	6460 APPLE ST
City	SAINT CLOUD
State	FL
Zip	34771-9468
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NEW EDEN ON THE LAKES UNIT A PB 2 PG 26 BLK J LOT 1
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON LK UN A
Legal Tract	4410
Legal Block	J
Legal Lot Number	1
Legal Unit	A
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1044
Census Tract	43700

Owner

Source: Osceola County records · APN 2625314410000J0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	6460 APPLE ST, SAINT CLOUD, FL 34771-9468
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 04, 2012 · Amount on Record
Deed Sale	Dec 04, 2012 · Amount on Record
Prior Sale	May 09, 2012 · Amount on Record
Deed Doc Number	2012180084
Deed Book / Page	4360 / 0389
Record Refreshed	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6460 APPLE ST, SAINT CLOUD, FL 34771-9468
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6460 APPLE ST, SAINT CLOUD, FL 34771-9468

Mortgage

Document Number	0065312737
Date	Jan 10, 2024
Book Page	6531/2737
Instrument	2024003966

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75261

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 09, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,297.00 (+12.29%) Homeowner's exemption	$83,095 (+5.99%)	$210,400 (+5.46%) Land $50,000 Building $160,400
2023	$1,155.00 (+7.04%) Homeowner's exemption	$78,402 (+3%)	$199,500 (+10.34%) Land $45,000 Building $154,500
2022	$1,079.00 Homeowner's exemption	$76,119	$180,800 Land $40,000 Building $140,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 88% of the US · above 81% of Florida
Wildfire Likelihood	About 1 in 99 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.