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6455 Apple St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6455 Apple St, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,356 sqft Living Area
Lot Size9,365 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2017)
Tax Bill$3,328.00 (2024)

Property Details

APN / Parcel Number

Primary APN26-25-31-4410-000I-0150
Alternative APNs
  • 2531264410000I0150
  • 92468

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,356 sqft Living Area
Gross Area1,782 sqft Gross Area
1st Floor1,356 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,365 sqft (0.215 acres)
Depth X Width125 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area396 sqft Garage
Porch Area30 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address6455 APPLE ST
CitySAINT CLOUD
StateFL
Zip34771-9469
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW EDEN ON THE LAKES UNIT A PB 2 PG 26 BLK I LOT 15
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON THE LAKES UNIT A
Legal Tract4410
Legal BlockI
Legal Lot Number15
Legal UnitA
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1049
Census Tract43700

Owner

Source: Osceola County records · APN 26-25-31-4410-000I-0150

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6455 APPLE ST, SAINT CLOUD, FL 34771-9469
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingRight Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Nov 06, 2019Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Nov 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Dec 27, 2017Warranty Deed, Transfer
MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2017 · Amount on Record
Deed SaleDec 27, 2017 · Amount on Record
Prior SaleJan 22, 2014 · Amount on Record
Deed Doc Number2017183357
Deed Book / Page5259 / 2291
Last Transfer DateApr 26, 2024
Transfer Doc0065901223
Record RefreshedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 18, 2021
Property Address6455 APPLE ST, SAINT CLOUD, FL 34771-9469
Document Number0059601754
Book / Page5960 / 1754
Map ReferenceMB 2 PG 26&27
Instrument DateMay 14, 2021
Instrument2021076231
Transaction TypeTransfer
Record UpdatedJun 02, 2021
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3475 CORD AVE, 3475, SAINT CLOUD, FL 34772-8022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6455 APPLE ST, SAINT CLOUD, FL 34771-9469

Mortgage

Document Number59601756
DateMay 18, 2021
Instrument5960/1756
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6455 APPLE ST, SAINT CLOUD, FL 34771-9469
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyPGP TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056191957
DateNov 06, 2019
Book Page5619/1957
Instrument2019144707
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueSep 23, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6455 APPLE ST, SAINT CLOUD, FL 34771-9469
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056172547
DateNov 04, 2019
Book Page5617/2547
Instrument2019143021
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2049

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 27, 2017
Property Address6455 APPLE ST, SAINT CLOUD, FL 34771-9469
Document Number0052592291
Book / Page5259 / 2291
Map ReferenceMB2 PG26&27
Instrument DateDec 26, 2017
Instrument2017183357
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6455 APPLE ST, 6455, SAINT CLOUD, FL 34771-9469

Transferred To (Grantee/Buyer)

NameVerified Name
Address6455 APPLE ST, SAINT CLOUD, FL 34771-9469

Mortgage

Document Number2017183359
DateDec 27, 2017
Instrument2017183359
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Mortgage

Document Number0052592292
DateDec 27, 2017
Book Page5259/2292
Instrument2017183358
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,507.00 (+5.38%)$242,567 (+5.99%)$254,900 (+4.17%) Land $50,000 Building $204,900
2024$3,328.00 (+2.18%)
2023$3,257.00 (+4.39%) Homeowner's exemption$228,866 (+3%)$244,700 (+10.13%) Land $45,000 Building $199,700
2022$3,120.00 Homeowner's exemption$222,200 Land $40,000 Building $182,200$222,200 Land $40,000 Building $182,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 85% of the US · above 76% of Florida
Wildfire LikelihoodAbout 1 in 117 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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