6486 Willard Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 6486 Willard Rd, Birch Run, MI 48415

Property Summary

Property Type	Manufactured or Modular Home
Details	2 bd · 2 ba · 1,767 sqft · built 2018
Lot Size	5.58 acres (243,283 sqft)
Owner	Individual Name on File
Last Sale	$17,000 (Feb 2005)
Tax Bill	$974 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-31-3003-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-31-3003-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,767 sqft Living Area
1st Floor Area	1,178 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modular
Lot Area	243,283 sqft (5.58 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6486 WILLARD RD
City	BIRCH RUN
State	MI
Zip	48415-8517
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	A-1
Legal Description	W 42.34 ACRES OF S 67.34 ACRES OF W 134.68 ACRES OF SW FRL 1/4 EXC N 660 FT OF W 660 FT ALSO EXC S 663 FT OF W 429 FT THEREOF ALSO EXC E 660 FT THEREOF 5.79 ACRES SEC 31 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	31
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	2
Census Block	2039
Census Tract	13100

Owner

Source: Saginaw County records · APN 05-10-6-31-3003-000

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6486 WILLARD RD, BIRCH RUN, MI 48415-8517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Mar 26, 2019	Loan Modification, Mortgage NORTHPOINTE BK
Mar 23, 2018	Trustee's Deed, Construction Loan · Construction Mortgage NORTHPOINTE BK
Jul 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2005 · Amount on Record
Deed Sale	Feb 09, 2005 · Amount on Record
Prior Sale	Dec 12, 2003 · Amount on Record
Deed Document Number	20057245978
Deed Book / Page	2293 / 1645
Last Transfer Date	Aug 23, 2024
Transfer Doc	0000020167
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6486 WILLARD RD, BIRCH RUN, MI 48415-8517
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6486 WILLARD RD, BIRCH RUN, MI 48415-8517

Mortgage

Document Number	0000020623
Date	Aug 20, 2020
Instrument	2020020623

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	6486 WILLARD RD, BIRCH RUN, MI 48415-8517
Document Number	0000012840
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6486 WILLARD RD BIRCH RUN MI 484158517, BIRCH RUN, MI 48415-8517

Mortgage

Document Number	0000012840
Date	May 06, 2019
Instrument	12840

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 05, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 23, 2018
Property Address	6486 WILLARD RD, BIRCH RUN, MI 48415-8517
Instrument Date	Mar 07, 2018
Instrument	6452
Transaction Type	Construction Loan
Record Updated	Apr 10, 2018
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11489 LAKE RD MONTROSE MI 484579707, MONTROSE, MI 48457-9707

Mortgage

Document Number	0000006452
Date	Mar 23, 2018
Instrument	6452

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 21, 2017
Property Address	6486 WILLARD RD, BIRCH RUN, MI 48415-8517
Document Number	0000021497
Instrument Date	Jul 21, 2017
Instrument	21497
Transaction Type	Transfer
Record Updated	Jul 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11489 LAKE RD MONTROSE MI 484579707, MONTROSE, MI 48457-9707

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,100 (+30.68%)	$286,200 (+30.68%)
2025	$974.00 (-61.38%) Homeowner's exemption
2023		$109,500	$219,000
2022	$2,522.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Air Advantage, AT&T, Xfinity.

Based on FCC filings for 20 locations within half a mile of this property.

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