Baldwin County property record for 6485 Co Rd 95, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,808 sqft · built 1990 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,573 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 62-07-26-0-000-040.018 |
| Primary APN | 62-07-26-0-000-040.018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Heated Area |
| 1st Floor Area | 1,808 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 200 ft deep x 95 ft wide |
| Pool Area | 240 sqft |
| Boat Access | Boat Access |
| Boat House | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 11603 |
|---|---|
| Street Address | 6485 COUNTY ROAD 95 |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 95' X 200'(S) LOT 13 UNIT 2 FIRST ADD TO PIRATES COVE PB11 PG155 SEC 26-T8S-R5E (WD-SURVIVORSHIP) IN1116265 |
| Legal Subdivision | PIRATES COVE |
| Legal Lot Number | 13 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6485 COUNTY ROAD 95, ELBERTA, AL 36530-5721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Orange Beach City |
| Unified School District | Orange Beach City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,573.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2025 | $69,220 (-7.26%) Land $24,320 Building $44,900 | $699,800 (-6.22%) Land $246,000 Building $453,800 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $74,640 (+23.17%) | $746,200 (+23.18%) Land $282,700 Building $463,500 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $60,600 | $605,800 Land $270,900 Building $334,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 319 (1979–2020) |
| Claims Outside the SFHA | 36 of 319 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 65% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
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