Baldwin County property record for 6492 Co Rd 95, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 930 sqft · built 2022 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,300,000 (May 2023) |
| Tax Bill | $2,138 (2026) |
| Deeds & Mortgages | May 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 62-07-26-0-000-025 |
| Primary APN | 62-07-26-0-000-025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 930 sqft Heated Area |
| 1st Floor Area | 930 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 180 ft deep x 75 ft wide |
| Utility Building | 446 sqft |
|---|---|
| Boat Access | Boat Access |
| Boat House | 300 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 528330 |
|---|---|
| Street Address | 6492 COUNTY ROAD 95 |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75' X 180' LOT 10 BLK B PIRATES COVE SUB UNRECORDED SEC 26-T8S-R5E |
| Legal Subdivision | PIRATES COVE |
| Legal Block | B |
| Legal Lot Number | 10 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 11601 |
6492 Co Rd 95 is owned by an individual who bought it in May 2023.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2637 MOUNTAIN WOODS DR, VESTAVIA HILLS, AL 35216-2607 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on File |
| Deed Sale | May 15, 2023 · Amount on File |
| Deed Document Number | 20232063689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 15, 2023 |
| Property Address | 6492 COUNTY ROAD 95, PERDIDO BEACH, AL 36530-5728 |
| Document Number | 0002063689 |
| Instrument Date | May 15, 2023 |
| Instrument | 2063689 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3710 LOOKOUT DR SE, HUNTSVILLE, AL 35801-1025 |
| Name | Verified Name |
|---|---|
| Address | 2637 MOUNTAIN WOODS DR, VESTAVIA HILLS, AL 35216-2607 |
The 2026 property tax bill for 6492 Co Rd 95 was $2,138, up 7% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,138.00 (+7.01%) | ||
| 2025 | $1,998.00 | $71,380 Land $38,500 Building $32,880 | $719,800 Land $388,400 Building $331,400 |
| 2023 | $1,639.00 (+32.93%) | $58,540 (+32.92%) | $574,700 (+30.5%) Land $327,400 Building $247,300 |
| 2022 | $1,233.00 (+37.31%) | $44,040 | $440,400 Land $311,600 Building $128,800 |
| 2021 | $898.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6492 Co Rd 95 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6492 Co Rd 95 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 65% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures