Baldwin County property record for 6434 Co Rd 95, Elberta, AL 36530 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 912 sqft Heated Area |
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,313.00 (2025) |
| Primary APN | 62-07-26-0-000-029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 912 sqft Heated Area |
| 1st Floor | 912 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 13,504 sqft (0.31 acres) |
| Depth X Width | 180 ft x 75 ft Depth x Width |
| Total Buildings | 2 Total Buildings |
|---|---|
| Deck Area | 336 sqft Deck |
| Patio Area | 336 sqft Patio |
| Boat House | 336 sqft Boat House |
| Utility Building | 80 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 514953 |
|---|---|
| Street Address | 6434 COUNTY ROAD 95 |
| City | ELBERTA |
| State | AL |
| Zip | 36530-5728 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK B PIRATES COVE SUB UNRECORDED SEC 26-T8D-R5E |
| Legal Subdivision | PIRATES COVE |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | BALDWIN AL |
| Minor Civil Division | ELBERTA |
| Census Blockgroup | 3 |
| Census Block | 3044 |
| Census Tract | 11601 |
Source: Baldwin County records · APN 62-07-26-0-000-029
Assessment roll updated April 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6434 COUNTY ROAD 95, ELBERTA, AL 36530-5728 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Aug 23, 2022 | Vendor's Lien, Transfer WILLIAM CUNNINGH |
| Apr 07, 2021 | Deed of Trust, Mortgage · Small Business Association Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Dec 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH |
| Aug 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 6434 COUNTY ROAD 95, ELBERTA, AL 36530-5728 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6434 COUNTY ROAD 95, ELBERTA, AL 36530-5728 |
| Document Number | 0002042281 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 2042281 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Oct 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 23, 2022 |
| Property Address | 6434 COUNTY ROAD 95, ELBERTA, AL 36530-5728 |
| Document Number | 0002019302 |
| Map Reference | DOC 1667252 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 2019302 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1127 S CREST RD, 1127, ROSSVILLE, GA 30741-1507 |
| Name | Verified Name |
|---|---|
| Address | 30113 SPRING RANA RD W, PINON, AZ 86510 |
| Date | Aug 23, 2022 |
|---|
| Name | WILLIAM CUNNINGH |
|---|---|
| Type | Private Party |
| Special Notes | Lender is also the Seller |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 6434 COUNTY ROAD 95, ELBERTA, AL 36530-5728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001904192 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 1904192 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 28, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 6434 COUNTY ROAD 95, ELBERTA, AL 36530-5728 |
| Document Number | 0001801095 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6434 COUNTY ROAD 95 ELBERTA AL 365305728, ELBERTA, AL 36530-5728 |
| Document Number | 0001801095 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 1801095 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 6434 COUNTY ROAD 95, ELBERTA, AL 36530-5728 |
| Document Number | 0001650114 |
| Instrument Date | Aug 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6434 COUNTY ROAD 95 ELBERTA AL 365305728, ELBERTA, AL 36530-5728 |
| Document Number | 0001650114 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 1650114 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2047 |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,313.00 (+3.86%) | $119,940 (+5.27%) Land $38,380 Building $81,560 | $1,213,800 (+6.53%) Land $388,400 Building $825,400 |
| 2023 | $3,190.00 (+99.13%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $113,940 (+55.36%) | $1,139,400 (+55.38%) Land $327,400 Building $812,000 |
| 2022 | $1,602.00 (+40.28%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $73,340 | $733,300 Land $311,600 Building $421,700 |
| 2021 | $1,142.00 |
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