Osceola County property record for 6480 Topsy Trl, Saint Cloud, FL 34771 · Last verified March 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 912 sqft · built 1970 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $31,200 (Oct 1995) |
| Tax Bill | $1,309 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 95591 |
| Primary APN | 95591 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Heated Area |
| Gross Area | 1,666 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 100 ft deep x 200 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 670 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 95591 |
|---|---|
| Street Address | 6480 TOPSY TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9462 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TOPS TERRACE PB 2 PG 041 LOT 45, 46 & 2/54 INT LOTS A & C |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | TOPS TERRACE |
| Legal Tract | 5235 |
| Legal Block | 1 |
| Legal Lot Number | 2,45-46 46 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
Source: Osceola County records · APN 95591
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6480 TOPSY TRL, SAINT CLOUD, FL 34771-9462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 1995 · Amount on Record |
| Deed Sale | Oct 02, 1995 · Amount on Record |
| Deed Document Number | 0128301051 |
| Deed Book / Page | 01283 / 01051 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,309.00 (+14.42%) Homeowner's exemption | $57,516 (+5.99%) | $96,100 (+32.01%) Land $55,000 Building $41,100 |
| 2023 | $1,144.00 (+8.95%) Homeowner's exemption | $54,268 (+3%) | $72,800 (+16.48%) Land $35,000 Building $37,800 |
| 2022 | $1,050.00 Homeowner's exemption | $52,688 | $62,500 Land $35,000 Building $27,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 192 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023, rainfall accumulation |
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 233 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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