Osceola County property record for 6450 Topsy Trl, Saint Cloud, FL 34771
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 552 sqft · built 1969 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,600 (Jan 2007) |
| Tax Bill | $856 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-26-31-5235-0001-0480 |
| Primary APN | 02-26-31-5235-0001-0480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 552 sqft Living Area |
| Gross Area | 1,008 sqft |
| 1st Floor Area | 552 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed/Finished Porch |
| Porch Area | 516 sqft |
| Utility Building | 81 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Street Address | 6450 TOPSY TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9462 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | ORMH |
| Legal Description | TOPS TERRACE PB 2 PG 041 LOT 48 & 1/54 INT LOTS A & C |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | TOPS TERRACE |
| Legal Tract | 5235 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6450 TOPSY TRL, SAINT CLOUD, FL 34771-9462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2007 · Amount on Record |
| Deed Sale | Jan 3, 2007 · Amount on Record |
| Prior Sale | Jan 4, 2005 · Amount on Record |
| Deed Document Number | 2007884 |
| Deed Book / Page | 3371 / 1306 |
| Prior Transfer Date | Dec 31, 2006 |
| Prior Transfer Doc | 0034772494 |
| Record Updated | Sep 20, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $856.00 (+6.34%) Homeowner's exemption Veteran's exemption | $32,762 (+2.9%) | $88,900 (-) Land $55,000 Building $33,900 |
| 2024 | $805.00 (+3.34%) Homeowner's exemption | $31,839 (+3%) | $88,900 (+34.29%) Land $55,000 Building $33,900 |
| 2023 | $779.00 (+11.13%) Homeowner's exemption | $30,912 (+3%) | $66,200 (+14.34%) Land $35,000 Building $31,200 |
| 2022 | $701.00 Homeowner's exemption | $30,012 | $57,900 Land $35,000 Building $22,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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