Osceola County property record for 6425 Topsy Trl, Saint Cloud, FL 34771
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 924 sqft · built 1981 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Aug 2019) |
| Tax Bill | $1,331 (2025) |
| Deeds & Mortgages | Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 95577 |
| Primary APN | 95577 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 924 sqft Heated Area |
| Gross Area | 2,162 sqft |
| 1st Floor Area | 924 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 245 ft deep x 69 ft wide |
| Garage Type | Mixed |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 388 sqft |
| Deck Area | 91 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Account Number | 95577 |
|---|---|
| Street Address | 6425 TOPSY TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9463 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | ORMH |
| Legal Description | TOPS TERRACE PB 2 PG 041 LOT 31 & 2/54 INT LOTS A & C |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | TOPS TERRACE |
| Legal Tract | 5235 |
| Legal Block | 1 |
| Legal Lot Number | 2,31 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 43801 |
6425 Topsy Trl, a mobile home, is owned and occupied by an individual who bought it in August 2019.
Source: Osceola County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6425 TOPSY TRL, SAINT CLOUD, FL 34771-9463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2019 · Amount on File |
| Deed Sale | Aug 12, 2019 · Amount on File |
| Prior Sale | Apr 15, 2005 · Amount on File |
| Deed Document Number | 2019103999 |
| Deed Book / Page | 5572 / 0794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 12, 2019 |
| Property Address | 6425 TOPSY TRL, SAINT CLOUD, FL 34771-9463 |
| Document Number | 0055720794 |
| Book / Page | 005572 / 000794 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 103999 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $945.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6425 TOPSY TRL ST CLOUD FL 347719463, ST CLOUD, FL 34771-9463 |
The 2025 property tax bill for 6425 Topsy Trl was $1,331 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,331.00 Homeowner's exemption | $77,954 | $171,500 Land $65,000 Building $106,500 |
| 2023 | $1,175.00 (+7.01%) Homeowner's exemption | $73,552 (+3%) | $162,700 (+19.99%) Land $65,000 Building $97,700 |
| 2022 | $1,098.00 Homeowner's exemption | $71,410 | $135,600 Land $65,000 Building $70,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6425 Topsy Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6425 Topsy Trl is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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