648 Waddell Way, Modesto, CA 95357 Property Records

Stanislaus County property record for 648 Waddell Way, Modesto, CA 95357

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1992
Lot Size0.174 acres (7,588 sqft)
OwnerIndividual Name on Record
Tax Bill$3,555 (2026)
Deeds & MortgagesMay 2022 Mortgage
Jun 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN079-007-017-000

Property Details

APN / Parcel Number

Primary APN079-007-017-000
Alternative APNs
  • 0790717000
  • 0790717

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeWood
Lot Area7,588 sqft (0.174 acres)
View / LotCorner
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address648 WADDELL WAY
CityMODESTO
StateCA
Zip95357-1481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDRY CREEK MEADOWS NO. 4, BLK 2950, LOT 24
Legal SubdivisionDRY CRK MDWS 04
Legal Block2950
Legal Lot Number24
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2002
Census Tract2006

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address648 WADDELL WAY, MODESTO, CA 95357-1481
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Intrafamily Transfer, Transfer · FHA Mortgage
JPMORGAN CHASE BANK NA
Jun 12, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 8, 2020Grant Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2022
Deed SaleMay 13, 2022
Prior SaleJun 8, 2020 · Amount on Record
Deed Document Number202236276
Prior Transfer DateApr 25, 2022
Prior Transfer Doc0000036276
Record UpdatedOct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateMay 13, 2022
Property Address648 WADDELL WAY, MODESTO, CA 95357-1481
Document Number0000036276
Map ReferenceVOL 33 PG 70
Instrument DateApr 25, 2022
Instrument2022-0036276
Transaction TypeTransfer
Record UpdatedMay 24, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 WADDELL WAY, MODESTO, CA 95357-1481

Mortgage

Document Number0000036277
DateMay 13, 2022
Instrument2022-0036277
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateJun 12, 2020
Property Address648 WADDELL WAY, MODESTO, CA 95357-1481
Document Number0000040728
Instrument DateJun 11, 2020
Instrument40728
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address648 WADDELL WAY MODESTO CA 953571481, MODESTO, CA 95357-1481

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateJun 8, 2020
Property Address648 WADDELL WAY, MODESTO, CA 95357-1481
Document Number0000038777
Map ReferenceVOL 33 PG 70
Instrument DateJun 2, 2020
Instrument2020-0038777
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 WADDELL WAY, MODESTO, CA 95357-1481

Mortgage

Document Number0000038778
DateJun 8, 2020
Instrument2020-0038778
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Mortgage

Document Number0000038780
DateJun 8, 2020
Instrument2020-0038780
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressTRACY, CA 95376
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,555.00 (+1.66%) Homeowner's exemption$334,650 (+2%) Land $117,126 Building $217,524
2025$3,497.00 (-11.4%) Homeowner's exemption$328,089 (+4.04%) Land $114,830 Building $213,259
2023$3,947.00 (+8.7%) Homeowner's exemption$315,351 Land $110,372 Building $204,979
2022$3,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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