628 Ruby Lake Dr, Hiawassee, GA 30546 Property Records

Towns County property record for 628 Ruby Lake Dr, Hiawassee, GA 30546

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,152 sqft · built 1971
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Oct 2024)
Tax Bill	$572 (2025)
Deeds & Mortgages	Oct 2022 Sale Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0034A267`

Property Details

APN / Parcel Number

Primary APN	`0034A267`
Alternative APN	`5889`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	1,152 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	20 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	5889
Street Address	628 RUBY LAKE DR
City	HIAWASSEE
State	GA
Zip	30546-4758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK A SECT 1 LTS 3 4
Legal Subdivision	BMP - SMALLER LOTS
Legal Block	A
Legal Lot Number	3
Jurisdiction	TOWNS GA
Township / Civil Division	MACEDONIA
Census Block Group	3
Census Block	3036
Census Tract	960200

Owner

Source: Towns County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 RUBY LAKE DR, HIAWASSEE, GA 30546-4758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Warranty Deed, Transfer
Oct 3, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Nov 4, 2022 · Amount on Record
Deed Book / Page	735 / 197
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Oct 31, 2022
Property Address	628 RUBY LAKE DR, HIAWASSEE, GA 30546-4758
Document Number	000706/402
Book / Page	706 / 402
Instrument Date	Oct 31, 2022
Instrument	2022-001341
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 RUBY LAKE DR, HIAWASSEE, GA 30546-4758

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Oct 3, 2019
Property Address	628 RUBY LAKE DR, HIAWASSEE, GA 30546-4758
Document Number	000636/167
Book / Page	636 / 167
Instrument Date	Oct 3, 2019
Instrument	2019-001057
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4461 ROCK CREEK RD, HIAWASSEE, GA 30546-4734

Tax Assessment & Valuation

Source: Towns County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$572.00 (-10.63%)	$61,131 (+3.44%) Land $15,000 Building $46,131	$152,827 (+3.44%) Land $37,500 Building $115,327
2023		$59,099 (+27.64%) Land $12,000 Building $47,099	$147,748 (+27.64%) Land $30,000 Building $117,748
2022	$640.00	$46,302 Land $9,000 Building $37,302	$115,756 Land $22,500 Building $93,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIAWASSEE serves 5,496 people · EPA ID GA2810000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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