642 Pointe Benton Ln, Covington, KY 41014 Property Records

Kenton County property record for 642 Pointe Benton Ln, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,512 sqft · built 1990
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Oct 2019)
Tax Bill$2,897 (2025)
Deeds & MortgagesOct 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN055-21-01-144.00

Property Details

APN / Parcel Number

Primary APN055-21-01-144.00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,512 sqft Finished Area
Gross Area2,924 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions105 ft deep x 48 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Old Parcel Number0552101144.00
Street Address642 POINTE BENTON LN
CityCOVINGTON
StateKY
Zip41014-1100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRANKLIN STREET URBAN RENEWAL PROJECT LOT 44
Legal SubdivisionFRANKLIN ST URBAN REN PROJECT
Legal Lot Number44
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3012
Census Tract65000

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2710 RUBERG AVE, CINCINNATI, OH 45211-8100
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2019 · Amount on Record
Deed SaleOct 7, 2019 · Amount on Record
Prior SaleOct 30, 1998 · Amount on Record
Deed Document Number0000067716
Deed Book / Page6771 / 6
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 7, 2019
Property Address642 POINTE BENTON LN, COVINGTON, KY 41014-1100
Document Number0000000061
Book / Page0C6771 / 000006
Instrument DateSep 24, 2019
Instrument61
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyTERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2710 RUBERG AVE CINCINNATI OH 452118100, CINCINNATI, OH 45211-8100

Mortgage

Document Number63
DateOct 7, 2019
Book Page0C6771/000009
Instrument63
Lender
NameSPRING VLY BK
TypeBank
AddressWYOMING, OH 45215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueOct 6, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,897.00 (-0.55%)$218,700 (-) Land $20,000 Building $198,700$218,700 (-) Land $20,000 Building $198,700
2023$2,913.00$218,700 Land $20,000 Building $198,700$218,700 Land $20,000 Building $198,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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