St. Charles County property record for 648 Nancy Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,863 sqft · built 1970 |
| Lot Size | 0.168 acres (7,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,170 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 090830A000 |
| Primary APN | 090830A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,863 sqft Living Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 575 sqft |
| Unfinished Basement | 49 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Roof Type | Sawtooth |
| Roof Material | Asphalt |
| Lot Area | 7,326 sqft (0.168 acres) |
| Lot Dimensions | 111 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 090830A000 |
|---|---|
| Street Address | 648 NANCY DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SUNNYBROOK PK #1 LOT 77 |
| Legal Subdivision | SUNNYBROOK PK #1 |
| Legal Lot Number | 77 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 310601 |
648 Nancy Dr is owned and occupied by two individuals who acquired it in January 2010.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 648 NANCY DR, SAINT CHARLES, MO 63301-4856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 12, 2010 |
| Transfer Doc | 0000025880 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 648 Nancy Dr was $3,170.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,558 (-) | $266,094 (-) Land $60,000 Building $206,094 | |
| 2025 | $3,170.00 | $50,558 | $266,094 Land $60,000 Building $206,094 |
| 2023 | $46,062 | ||
| 2022 | $242,429 Land $60,000 Building $182,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Nancy Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1981–1990) |
| Most Recent Claim | May 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 648 Nancy Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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