St. Charles County property record for 644 Nancy Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,911 sqft · built 1965 |
| Lot Size | 0.167 acres (7,296 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (May 2017) |
| Tax Bill | $2,777 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090810A000 |
| Primary APN | 090810A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,911 sqft Living Area |
| Gross Area | 2,548 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 819 sqft |
| Unfinished Basement | 273 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,296 sqft (0.167 acres) |
| Lot Dimensions | 114 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 360 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 090810A000 |
|---|---|
| Street Address | 644 NANCY DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SUNNYBROOK PK #1 LOT 75 |
| Legal Subdivision | SUNNYBROOK PK #1 |
| Legal Lot Number | 75 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 310601 |
Source: St. Charles County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 644 NANCY DR, SAINT CHARLES, MO 63301-4856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2021 | Intrafamily Transfer, Transfer |
| May 19, 2017 | Warranty Deed, Transfer FIRST ST BK/ST CHARLES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on Record |
| Deed Sale | May 19, 2017 · Amount on Record |
| Deed Document Number | 2017307860 |
| Deed Book / Page | 6746 / 360 |
| Last Transfer Date | Jul 1, 2021 |
| Transfer Doc | 2021R063756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 29, 2021 |
| Property Address | 644 NANCY DR, SAINT CHARLES, MO 63301-4856 |
| Document Number | 2021R063756 |
| Map Reference | MB 7 PG 68&69 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021R-063756 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 19, 2017 |
| Property Address | 644 NANCY DR, SAINT CHARLES, MO 63301-4856 |
| Document Number | 0067460360 |
| Book / Page | 006746 / 000360 |
| Instrument Date | May 17, 2017 |
| Instrument | 307860 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 644 NANCY DR ST CHARLES MO 633014856, ST CHARLES, MO 63301-4856 |
| Document Number | 67460362 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 006746/000362 |
| Instrument | 307870 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 18, 2047 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,777.00 (+6.52%) | $44,223 (+9.14%) | $232,752 (+9.14%) Land $60,000 Building $172,752 |
| 2024 | $2,607.00 | ||
| 2023 | $40,520 | ||
| 2022 | $213,265 Land $60,000 Building $153,265 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1981–1990) |
| Most Recent Claim | May 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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