St. Charles County property record for 647 Nancy Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,327 sqft · built 1965 |
| Lot Size | 0.264 acres (11,480 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,005 (2025) |
| Deeds & Mortgages | Jan 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 090490A000 |
| Primary APN | 090490A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,327 sqft Living Area |
| Gross Area | 2,843 sqft |
| 1st Floor Area | 1,327 sqft |
| Basement Area | 1,075 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,480 sqft (0.264 acres) |
| Lot Dimensions | 140 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 76 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 090490A000 |
|---|---|
| Street Address | 647 NANCY DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SUNNYBROOK PK #1 LOT 43 |
| Legal Subdivision | SUNNYBROOK PK #1 |
| Legal Lot Number | 43 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 310601 |
647 Nancy Dr is owner-occupied and held in a trust since January 2019.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 647 NANCY DR, SAINT CHARLES, MO 63301-4863 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2019 |
| Transfer Doc | 0070290294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 24, 2019 |
| Property Address | 647 NANCY DR, SAINT CHARLES, MO 63301-4863 |
| Document Number | 0070290294 |
| Book / Page | 007029 / 000294 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 37890 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 647 NANCY DR ST CHARLES MO 633014863, ST CHARLES, MO 63301-4863 |
The 2025 property tax bill for 647 Nancy Dr was $3,005.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,892 (-) | $252,065 (-) Land $60,000 Building $192,065 | |
| 2025 | $3,005.00 | $47,892 | $252,065 Land $60,000 Building $192,065 |
| 2023 | $43,516 | ||
| 2022 | $229,029 Land $60,000 Building $169,029 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 647 Nancy Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1981–1990) |
| Most Recent Claim | May 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 647 Nancy Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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