Monmouth County and Middletown Township property record for 648 Harmony Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,466 sqft · built 1957 |
| Lot Size | 0.299 acres (13,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,800 (Oct 1991) |
| Tax Bill | $7,765 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00196-0000-00006 |
| Primary APN | 32-00196-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 13,040 sqft (0.299 acres) |
| Lot Dimensions | 163 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Sewer | Connected |
|---|
| Account Number | 831 |
|---|---|
| Street Address | 648 HARMONY RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | HARMONY GARDENS |
| Legal Block | 196 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 800602 |
648 Harmony Rd is owned by an individual who bought it in October 1991.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 370 ATLANTIC AVE, NORTH MIDDLETOWN, NJ 07748-5202 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 1991 · Amount on File |
| Deed Sale | Oct 29, 1991 · Amount on File |
| Deed Book / Page | 5109 / 416 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 648 Harmony Rd was $7,765, up 1% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,900 (+11.6%) Land $398,500 Building $138,400 | $536,900 (+11.6%) Land $398,500 Building $138,400 | |
| 2025 | $7,765.00 (+9.99%) | $481,100 Land $344,000 Building $137,100 | $481,100 Land $344,000 Building $137,100 |
| 2024 | $7,060.00 | ||
| 2023 | $410,700 Land $269,700 Building $141,000 | $410,700 Land $269,700 Building $141,000 | |
| 2022 | $7,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2010–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 648 Harmony Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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