Monmouth County and Middletown Township property record for 631 Harmony Rd, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,842 sqft · built 1963 |
| Lot Size | 0.396 acres (17,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Aug 2023) |
| Tax Bill | $13,961 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00216-0000-00024 |
| Primary APN | 32-00216-0000-00024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,842 sqft Living Area |
| 1st Floor Area | 2,842 sqft |
| Upper Floors Area | 830 sqft |
| Basement Area | 414 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,250 sqft (0.396 acres) |
| Lot Dimensions | 150 ft deep x 115 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 120 sqft |
| Sewer | Connected |
|---|
| Account Number | 9425 |
|---|---|
| Street Address | 631 HARMONY RD |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | WILLETT ACRES |
| Legal Block | 216 |
| Legal Lot Number | 24 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 800602 |
631 Harmony Rd is owned and occupied by two individuals who bought it in August 2023.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 631 HARMONY RD, MIDDLETOWN, NJ 07748-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Jan 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on File |
| Deed Sale | Aug 15, 2023 · Amount on File |
| Prior Sale | Jun 4, 2009 · Amount on File |
| Deed Document Number | 202356139 |
| Deed Book / Page | 9656 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 15, 2023 |
| Property Address | 631 HARMONY RD, MIDDLETOWN, NJ 07748-1046 |
| Document Number | 0096560056 |
| Book / Page | 9656 / 56 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2023056139 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Title Company | NOT AVAILABLE, CLOSEPOINT USA LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 631 HARMONY RD, MIDDLETOWN, NJ 07748-1046 |
| Name | Verified Name |
|---|---|
| Address | 631 HARMONY RD, MIDDLETOWN, NJ 07748-1046 |
| Document Number | 2023056140 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 2023056140 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 631 HARMONY RD, MIDDLETOWN, NJ 07748-1046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 631 HARMONY RD, MIDDLETOWN, NJ 07748-1046 |
| Document Number | 0095743187 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 9574/3187 |
| Instrument | 2022009702 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 631 HARMONY RD, MIDDLETOWN, NJ 07748-1046 |
| Document Number | 0000033746 |
| Book / Page | 009220 / 000093 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Title Company | CARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 631 HARMONY RD MIDDLETOWN NJ 077481046, MIDDLETOWN, NJ 07748-1046 |
| Document Number | 0000033746 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 009220/000093 |
| Instrument | 33746 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2047 |
The 2025 property tax bill for 631 Harmony Rd was $13,961, up 15.4% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $910,500 (+5.26%) Land $448,500 Building $462,000 | $910,500 (+5.26%) Land $448,500 Building $462,000 | |
| 2025 | $13,961.00 (+15.36%) | $865,000 Land $407,200 Building $457,800 | $865,000 Land $407,200 Building $457,800 |
| 2024 | $12,102.00 | ||
| 2023 | $593,900 (+3.54%) Land $296,900 Building $297,000 | $593,900 (+3.54%) Land $296,900 Building $297,000 | |
| 2022 | $10,800.00 (+5.46%) | $573,600 Land $290,800 Building $282,800 | $573,600 Land $290,800 Building $282,800 |
| 2021 | $10,241.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 68 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 5 (1996–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 631 Harmony Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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