636 Harmony Rd, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 636 Harmony Rd, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,466 sqft · built 1957
Lot Size0.301 acres (13,120 sqft)
OwnerIndividual Name on Record
Last Sale$314,000 (Jan 2012)
Tax Bill$7,408 (2025)
Deeds & MortgagesMar 2017 Loan Modification
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00196-0000-00008

Property Details

APN / Parcel Number

Primary APN32-00196-0000-00008
Alternative APNs
  • 320019600008
  • 831

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,466 sqft Living Area
1st Floor Area1,466 sqft
Upper Floors Area532 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleBi-Level
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area13,120 sqft (0.301 acres)
Lot Dimensions164 ft deep x 80 ft wide
Parking Spaces1 Parking Space
Deck Area410 sqft
Patio Area432 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number831
Street Address636 HARMONY RD
CityMIDDLETOWN
StateNJ
Zip07748-1031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal SubdivisionHARMONY GARDENS
Legal Block196
Legal Lot Number8
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3020
Census Tract800602

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address636 HARMONY RD, MIDDLETOWN, NJ 07748-1031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2017Loan Modification, Mortgage
BRANCH BK&TR
Jan 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2012 · Amount on Record
Deed SaleJan 3, 2012 · Amount on Record
Prior SaleAug 2, 2011 · Amount on Record
Deed Document Number2012407
Deed Book / Page8925 / 2249
Record UpdatedOct 29, 2026

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONMOUTH NJ
Property Address636 HARMONY RD, MIDDLETOWN, NJ 07748-1031
Document Number0000028363
Instrument DateMar 1, 2017
Transaction TypeMortgage
Record UpdatedMay 5, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 HARMONY RD MIDDLETOWN NJ 077481031, MIDDLETOWN, NJ 07748-1031

Mortgage

Document Number0000028363
DateMar 16, 2017
Book Page009217/007299
Instrument28363
Lender
NameBRANCH BK&TR
TypeBank
AddressCHARLOTTE, NC 28258-0302
Agreement
AmountAmount Recorded
Term360 Months
DueMar 15, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address636 HARMONY RD, MIDDLETOWN, NJ 07748-1031
Document Number0000031993
Instrument DateJan 31, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 HARMONY RD MIDDLETOWN NJ 077481031, MIDDLETOWN, NJ 07748-1031

Mortgage

Document Number0000031993
DateMar 24, 2017
Book Page009219/002748
Instrument31993
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 23, 2047

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$514,600 (+12.11%) Land $398,500 Building $116,100$514,600 (+12.11%) Land $398,500 Building $116,100
2025$7,408.00 (+10.52%)$459,000 (+17.84%) Land $344,000 Building $115,000$459,000 (+17.84%) Land $344,000 Building $115,000
2024$6,703.00 (-1.44%)
2023$389,500 Land $269,700 Building $119,800$389,500 Land $269,700 Building $119,800
2022$6,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2010–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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