648 Galax Dr, Erwin, TN 37650 Property Records

Unicoi County property record for 648 Galax Dr, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1990
Lot Size	0.353 acres (15,396 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Sep 2019)
Tax Bill	$1,185 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`023L-E-018.00`

Property Details

APN / Parcel Number

Primary APN	`023L-E-018.00`
Alternative APNs	`086023L E 01800` `000005317`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,396 sqft (0.353 acres)
Lot Dimensions	150 ft deep x 93 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	168 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	648 GALAX DR
City	ERWIN
State	TN
Zip	37650-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	91.28X186.02 IRR
Legal Subdivision	ERWIN DEVELOPMENT COMPANY S ADDITION
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	5
Census Block	5015
Census Tract	80400

Owner

648 Galax Dr is owned by two individuals who bought it in September 2019.

Source: Unicoi County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 NEW AVE, ERWIN, TN 37650-1332
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE
Sep 13, 2019	Warranty Deed, Construction Loan · Line of Credit ALLEN D JR COOK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Prior Sale	Jun 5, 1990 · Amount on File
Deed Document Number	20191765
Deed Book / Page	426 / 441
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	648 GALAX DR, ERWIN, TN 37650-1420
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 NEW AVE, ERWIN, TN 37650-1332

Mortgage

Document Number	0000479950
Date	Apr 17, 2024
Book Page	479/950
Instrument	24000667

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 16, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Sep 13, 2019
Property Address	648 GALAX DR, ERWIN, TN 37650-1420
Document Number	426425
Book / Page	000426 / 000425
Instrument Date	Sep 5, 2019
Instrument	1765
Transaction Type	Construction Loan
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 NEW AVE ERWIN TN 376501332, ERWIN, TN 37650-1332

Mortgage

Document Number	426441
Date	Sep 13, 2019
Book Page	000426/000441
Instrument	1765

Lender

Name	ALLEN D JR COOK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 12, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,400 Land $6,975 Building $38,425	$181,600 Land $27,900 Building $153,700
2024	$1,185.00
2023		$45,400 (-) Land $6,975 Building $38,425
2022	$1,067.00	$45,400 Land $6,975 Building $38,425	$181,600 Land $27,900 Building $153,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 648 Galax Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Galax Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Galax Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures