644 Galax Dr, Erwin, TN 37650 Property Records

Unicoi County property record for 644 Galax Dr, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,656 sqft · built 1989
Lot Size	1.08 acres (47,086 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2009)
Tax Bill	$1,697 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023L-E-015.00`

Property Details

APN / Parcel Number

Primary APN	`023L-E-015.00`
Alternative APNs	`086023L E 01500` `000005316`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,656 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	2,336 sqft
Basement Area	448 sqft
Finished Basement	320 sqft
Unfinished Basement	128 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	47,086 sqft (1.08 acres)
Lot Dimensions	184 ft deep x 218 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	35 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	644 GALAX DR
City	ERWIN
State	TN
Zip	37650-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E D CO BLK H LOT N16- 152X185
Legal Subdivision	E D CO
Legal Block	H
Legal Lot Number	N16
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	5
Census Block	5015
Census Tract	80400

Owner

Source: Unicoi County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	644 GALAX DR, ERWIN, TN 37650-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2023	Intrafamily Transfer, Transfer
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 24, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2009 · Amount on Record
Deed Sale	Apr 9, 2009 · Amount on Record
Prior Sale	Dec 8, 2004
Deed Book / Page	332 / 27
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000474977
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	644 GALAX DR, ERWIN, TN 37650-1420
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 GALAX DR, ERWIN, TN 37650-1420

Mortgage

Document Number	0000047592
Date	Oct 25, 2023
Book Page	475/92
Instrument	23001970

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Oct 20, 2023
Property Address	644 GALAX DR, ERWIN, TN 37650-1420
Document Number	0000474977
Book / Page	474 / 977
Instrument Date	Oct 17, 2023
Instrument	23001929
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 GALAX DR, ERWIN, TN 37650-1420

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	644 GALAX DR, ERWIN, TN 37650-1420
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000455993
Date	Feb 7, 2022
Book Page	455/993
Instrument	22000304

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 24, 2017
Property Address	644 GALAX DR, ERWIN, TN 37650-1420
Document Number	407624
Book / Page	000407 / 000624
Instrument Date	Oct 20, 2017
Instrument	1882
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	RELIABLE TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N MOHAWK DR ERWIN TN 376509291, ERWIN, TN 37650-9291

Mortgage

Document Number	407626
Date	Oct 24, 2017
Book Page	000407/000626
Instrument	1883

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,025 (-) Land $13,000 Building $52,025	$260,100 (-) Land $52,000 Building $208,100
2024	$1,697.00 (+11.06%)
2023		$65,025 (-) Land $13,000 Building $52,025
2022	$1,528.00	$65,025 Land $13,000 Building $52,025	$260,100 Land $52,000 Building $208,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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