643 Galax Dr, Erwin, TN 37650 Property Records

Unicoi County property record for 643 Galax Dr, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,203 sqft · built 1958
Lot Size	0.774 acres (33,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Aug 2017)
Tax Bill	$1,318 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`023L-G-005.00`

Property Details

APN / Parcel Number

Primary APN	`023L-G-005.00`
Alternative APNs	`086023L G 00500` `000005329`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,203 sqft Living Area
Gross Area	2,707 sqft
1st Floor Area	2,203 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,719 sqft (0.774 acres)
Lot Dimensions	135 ft deep x 243 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	107 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 GALAX DR
City	ERWIN
State	TN
Zip	37650-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E D CO PB 1 PG 103 BLK G LOT 13- 260MX150 IRR
Legal Subdivision	E D CO
Legal Block	G
Legal Lot Number	13
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	5
Census Block	5016
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 GALAX DR, ERWIN, TN 37650-1464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit EASTMAN CU
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit EASTMAN CU
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit SELECT SEVEN CU
Jul 13, 2021	Intrafamily Transfer, Transfer 2020 TITLE LLC, 20 20 TITLE LLC
Aug 10, 2017	Warranty Deed, Transfer · Conventional Mortgage ACOPIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on Record
Deed Sale	Aug 10, 2017 · Amount on Record
Prior Sale	Sep 6, 1990 · Amount on Record
Deed Document Number	20171414
Deed Book / Page	405 / 838
Last Transfer Date	Jan 24, 2021
Transfer Doc	0000447985
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	643 GALAX DR, ERWIN, TN 37650-1464
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044845
Date	Jul 15, 2021
Book Page	448/45
Instrument	21001534

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Feb 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	643 GALAX DR, ERWIN, TN 37650-1464
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 GALAX DR, ERWIN, TN 37650-1464

Mortgage

Document Number	0000046671
Date	Dec 9, 2022
Book Page	466/71
Instrument	22002614

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37662

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 7, 2037

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	643 GALAX DR, ERWIN, TN 37650-1464
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 GALAX DR, ERWIN, TN 37650-1464

Mortgage

Document Number	0000465343
Date	Nov 15, 2022
Book Page	465/343
Instrument	22002439

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	643 GALAX DR, ERWIN, TN 37650-1464
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLASSIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	416714
Date	Oct 4, 2018
Book Page	416/714
Instrument	18001864

Lender

Name	SELECT SEVEN CU
Address	JOHNSON CITY, TN 37604

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Jul 13, 2021
Property Address	643 GALAX DR, ERWIN, TN 37650-1464
Document Number	447985
Book / Page	447 / 985
Map Reference	MB 1 PG 103
Instrument Date	Jan 24, 2021
Instrument	21001518
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 GALAX DR, ERWIN, TN 37650-1464

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 10, 2017
Property Address	643 GALAX DR, ERWIN, TN 37650-1464
Document Number	405838
Book / Page	000405 / 000838
Instrument Date	Aug 9, 2017
Instrument	1414
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 GALAX DR ERWIN TN 376501464, ERWIN, TN 37650-1464

Mortgage

Document Number	405841
Date	Aug 10, 2017
Book Page	000405/000841
Instrument	1415

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,475 (-) Land $13,250 Building $37,225	$201,900 (-) Land $53,000 Building $148,900
2024	$1,318.00 (+11.13%)
2023		$50,475 (-) Land $13,250 Building $37,225
2022	$1,186.00	$50,475 Land $13,250 Building $37,225	$201,900 Land $53,000 Building $148,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon.

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