St. Louis County property record for 648 Dougherty Oaks Ct, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,691 sqft · built 1981 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,400 (Jul 2013) |
| Tax Bill | $5,794 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24P-54-1063 |
| Primary APN | 24P-54-1063 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,691 sqft Living Area |
| Gross Area | 3,175 sqft |
| 1st Floor Area | 1,170 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 164 ft deep x 91 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 240 sqft |
| Patio Area | 528 sqft |
| Balcony Area | 34 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 648 DOUGHERTY OAKS CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-5802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | DOUGHERTY ESTATES 2ND ADDN 11 14 80 LOT 22 |
| Legal Subdivision | DOUGHERTY ESTATES 2ND ADDN |
| Legal Lot Number | 22 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 218015 |
Source: St. Louis County records · APN 24P-54-1063
Assessment roll updated September 29, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 648 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Nov 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2013 · Amount on Record |
| Deed Sale | Jul 08, 2013 · Amount on Record |
| Prior Sale | Jul 02, 2002 · Amount on Record |
| Deed Document Number | 2013377 |
| Deed Book / Page | 20576 / 1883 |
| Prior Transfer Date | Jun 24, 2013 |
| Prior Transfer Doc | 0205761883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 648 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 648 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802 |
| Document Number | 0250760375 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 25076/375 |
| Instrument | 2021082700049 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 22, 2026 |
| Property Address | 648 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802 |
| Document Number | 0000000227 |
| Instrument Date | Dec 30, 2024 |
| Instrument | 2026227 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 648 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802 |
| Document Number | 0000000227, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026227 |
| Name | COMMERCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 105 Months |
| Due | Jan 01, 2035 |
| Rate | 6.81% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 648 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 648 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802 |
| Document Number | 0244205439 |
|---|---|
| Date | Nov 06, 2020 |
| Book Page | 24420/5439 |
| Instrument | 2020110600872 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95,000 (+6.34%) Land $45,050 Building $49,950 | $500,000 (+6.34%) Land $237,100 Building $262,900 | |
| 2024 | $5,794.00 (-0.91%) | ||
| 2023 | $5,847.00 (+4.65%) | $89,340 (+13.64%) Land $28,840 Building $60,500 | $470,200 (+13.63%) Land $151,800 Building $318,400 |
| 2022 | $5,587.00 | $78,620 Land $28,840 Building $49,780 | |
| 2021 | $413,800 Land $151,800 Building $262,000 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 337 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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