635 Dougherty Oaks Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 635 Dougherty Oaks Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,277 sqft · built 1981
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$478,000 (Aug 2021)
Tax Bill	$5,802 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`24P-54-1021`

Property Details

APN / Parcel Number

Primary APN	`24P-54-1021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,277 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	1,296 sqft
Basement Area	162 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	101 ft deep x 83 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	140 sqft
Patio Area	731 sqft
Balcony Area	7 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	635 DOUGHERTY OAKS CT
City	BALLWIN
State	MO
Zip	63021-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DOUGHERTY ESTATES 2ND ADDN 11 14 80 LOT 3
Legal Subdivision	DOUGHERTY ESTATES 2ND ADDN
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1011
Census Tract	218015

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF ST LOUIS
Aug 18, 2021	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 9, 2019	Deed of Trust, Mortgage FORTUNE BK
Jan 15, 2019	Quit Claim Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Jan 15, 2019	Quit Claim Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Jan 15, 2019	Quit Claim Deed, Mortgage FORTUNE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Jul 11, 2006 · Amount on Record
Deed Document Number	202156
Deed Book / Page	25062 / 419
Prior Transfer Date	Jan 10, 2019
Prior Transfer Doc	02335801737
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	635 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802

Mortgage

Document Number	0242565173
Date	Aug 20, 2020
Book Page	24256/5173
Instrument	2020082001434

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	635 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802

Mortgage

Document Number	0245340738
Date	Dec 23, 2020
Book Page	24534/738
Instrument	2020122301008

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 18, 2021
Property Address	635 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Document Number	0250620419
Book / Page	25062 / 419
Map Reference	MB 203 PG 20&21
Instrument Date	Aug 9, 2021
Instrument	2021081800056
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 SOUTHERN HILLS DR, EUREKA, MO 63025-3608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802

Mortgage

Document Number	2021081800057
Date	Aug 18, 2021
Instrument	2021081800057

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	635 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Document Number	0237480360
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	635 DOUGHERTY OAKS CT BALLWIN MO 630215802, BALLWIN, MO 63021-5802

Mortgage

Document Number	0237480360
Date	Oct 17, 2019
Book Page	023748/000360
Instrument	83

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 15, 2019
Property Address	635 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Document Number	0233581743
Book / Page	023358 / 001743
Instrument Date	Jan 14, 2019
Instrument	456
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	635 DOUGHERTY OAKS CT BALLWIN MO 630215802, BALLWIN, MO 63021-5802

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 15, 2019
Property Address	635 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Document Number	0233581737
Book / Page	023358 / 001737
Instrument Date	Jan 10, 2019
Instrument	454
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	635 DOUGHERTY OAKS CT BALLWIN MO 630215802, BALLWIN, MO 63021-5802

January 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 15, 2019
Property Address	635 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Document Number	0233581740
Book / Page	023358 / 001740
Instrument Date	Jan 10, 2019
Instrument	455
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	635 DOUGHERTY OAKS CT BALLWIN MO 630215802, BALLWIN, MO 63021-5802

Mortgage

Document Number	233722186
Date	Jan 15, 2019
Book Page	023372/002186
Instrument	412

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,680 (-) Land $48,530 Building $46,150	$498,300 (-) Land $255,400 Building $242,900
2025	$5,802.00 (+10.68%)	$94,680 (+17.19%) Land $48,530 Building $46,150	$498,300 (+17.19%) Land $255,400 Building $242,900
2024	$5,242.00 (-0.91%)
2023	$5,290.00 (+2.06%)	$80,790 (+10.78%) Land $31,050 Building $49,740	$425,200 (+10.79%) Land $163,400 Building $261,800
2022	$5,183.00	$72,930 Land $31,050 Building $41,880
2021			$383,800 Land $163,400 Building $220,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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