645 Dougherty Oaks Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 645 Dougherty Oaks Ct, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,444 sqft · built 1981
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Mar 2017)
Tax Bill$6,008 (2025)
Deeds & MortgagesNov 2024 Sale
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN24P-54-1003

Property Details

APN / Parcel Number

Primary APN24P-54-1003

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,444 sqft Living Area
Gross Area3,158 sqft
1st Floor Area1,218 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions165 ft deep x 164 ft wide
TerrainAbove Road/Slope
View / LotCul-De-Sac
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area252 sqft
Patio Area50 sqft
Poultry House50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address645 DOUGHERTY OAKS CT
CityBALLWIN
StateMO
Zip63021-5802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionDOUGHERTY ESTATES 2ND ADDN 23P220024 11 14 80 LOT 1
Legal SubdivisionDOUGHERTY ESTATES 2ND ADDN
Legal Lot Number1
JurisdictionST LOUIS MO
Township / Civil DivisionQUEENY
Census Block Group1
Census Block1011
Census Tract218015

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address645 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2024Beneficiary Deed, Transfer
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Mar 17, 2017Warranty Deed, Transfer
F&B ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2017 · Amount on Record
Deed SaleMar 17, 2017 · Amount on Record
Deed Document Number2017263
Deed Book / Page22442 / 1373
Last Transfer DateNov 13, 2024
Transfer Doc0000000216
Record UpdatedOct 29, 2026

November 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST LOUIS MO
Recording DateNov 14, 2024
Property Address645 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Document Number2024111400216
Map ReferenceMB 203 PG 20
Instrument DateNov 13, 2024
Instrument2024111400216
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address645 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address645 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802

Mortgage

Document Number0245940451
DateJan 15, 2021
Book Page24594/451
Instrument2021011500652
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address645 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyCONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0238241788
DateDec 9, 2019
Book Page23824/1788
Instrument2019120900267
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateMar 17, 2017
Property Address645 DOUGHERTY OAKS CT, BALLWIN, MO 63021-5802
Document Number0224421373
Book / Page022442 / 001373
Instrument DateMar 14, 2017
Instrument263
Transaction TypeTransfer
Record UpdatedJun 7, 2017
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address645 DOUGHERTY OAKS CT BALLWIN MO 630215802, BALLWIN, MO 63021-5802

Mortgage

Document Number224421376
DateMar 17, 2017
Book Page022442/001376
Instrument264
Lender
NameF&B ACQUISITION
AddressSAINT LOUIS, MO 63131
Agreement
AmountAmount Recorded
Term360 Months
DueMar 16, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$98,060 (-) Land $43,020 Building $55,040$516,100 (-) Land $226,400 Building $289,700
2025$6,008.00 (+4.4%)$98,060 (+10.52%) Land $43,020 Building $55,040$516,100 (+10.51%) Land $226,400 Building $289,700
2024$5,755.00 (-0.9%)
2023$5,807.00 (+7.04%)$88,730 (+16.23%) Land $27,530 Building $61,200$467,000 (+16.23%) Land $144,900 Building $322,100
2022$5,425.00$76,340 Land $28,880 Building $47,460
2021$401,800 Land $152,000 Building $249,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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